198 Second St, Flora, MS 39071 Property Records

Madison County property record for 198 Second St, Flora, MS 39071 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1951
Square Footage	2,396 sqft Adjusted Area
Lot Size	34,099 sqft (0.782 acres)
Occupancy	Owner Occupied
Last Sale	$288,800 (2019)
Tax Bill	$1,659.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051D-17A-153`
Alternative APNs	`051D-17A-153/00.00` `1001`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	2,396 sqft Adjusted Area
Gross Area	2,088 sqft Gross Area
1st Floor	2,088 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Asbestos Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asbestos Roof
Lot Area	34,099 sqft (0.782 acres)
Patio Area	456 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	1001
Street Address	198 SECOND ST
City	FLORA
State	MS
Zip	39071-8917
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 ALLEN ADDITION BLOCK 1 & 30 OF LEE ST (ABANDONED) ON N/S OF LOT
Legal Range	01W
Legal Township	08N
Legal Section	17
Legal Subdivision	ALLENS ADDITION BL 1
Legal Block	1,30
Legal Lot Number	8
Jurisdiction	MADISON MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2039
Census Tract	30302

Owner

Source: Madison County records · APN 051D-17A-153

Assessment roll updated November 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 SECOND ST, FLORA, MS 39071-8917
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit RIVERLAND FCU
Jul 24, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 19, 2019	Deed of Trust, Mortgage FIRST A NAT'L BKNG ASSN
Apr 18, 2019	Warranty Deed, Construction Loan · Line of Credit FIRST A NAT'L BKNG ASSN
Jan 03, 2018	Deed of Trust, Mortgage HOME FIRST INC
Jun 20, 2017	Warranty Deed, Transfer SUSAN ZEISS HOLIMAN REV L/TR
May 01, 2017	Trustee's Deed, Construction Loan · Line of Credit BANKFIRST FIN'L SVCS
Feb 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Jun 20, 2017
Deed Doc Number	2019862461
Deed Book / Page	3711 / 588
Prior Transfer Date	Nov 17, 2008
Prior Transfer Doc	002370/704
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004088/650
Date	Aug 18, 2021
Book Page	4088/650
Instrument	934208

Lender

Name	RIVERLAND FCU
Type	Credit Union
Address	NEW ORLEANS, LA 70113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Aug 09, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000906081
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	198 SECOND ST FLORA MS 390718917, FLORA, MS 39071-8917

Mortgage

Document Number	0000906081
Date	Sep 24, 2020
Book Page	003918/000483
Instrument	906081

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000870974
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	198 SECOND ST FLORA MS 390718917, FLORA, MS 39071-8917

Mortgage

Document Number	0000870974
Date	Aug 26, 2019
Book Page	003757/000001
Instrument	870974

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 18, 2019
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000862461
Book / Page	003711 / 000588
Instrument Date	Apr 05, 2019
Instrument	862461
Transaction Type	Construction Loan
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	198 SECOND ST FLORA MS 390718917, FLORA, MS 39071-8917

Mortgage

Document Number	862462
Date	Apr 18, 2019
Book Page	003711/000596
Instrument	862462

Lender

Name	FIRST A NAT'L BKNG ASSN
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 17, 2020

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000831007
Book / Page	003559 / 000438
Instrument Date	Jan 03, 2018
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 535 FLORA MS 390710535, FLORA, MS 39071-0535

Mortgage

Document Number	0000831007
Date	Jan 04, 2018
Book Page	003559/000438
Instrument	831007

Lender

Name	HOME FIRST INC
Address	101 COURTHOUSE SQ # A, OXFORD, MS 38655-4098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 20, 2017
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000814753
Book / Page	003491 / 000172
Instrument Date	Jun 15, 2017
Instrument	814753
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 SECOND ST FLORA MS 390718917, FLORA, MS 39071-8917

Mortgage

Document Number	814754
Date	Jun 20, 2017
Book Page	003491/000174
Instrument	814754

Lender

Name	SUSAN ZEISS HOLIMAN REV L/TR
Address	1246 GUNTER RD, FLORENCE, MS 39073-9757

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 19, 2027

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	May 01, 2017
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Book / Page	003472 / 000827
Instrument Date	Apr 11, 2017
Instrument	811608
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 SECOND ST FLORA MS 39071, FLORA, MS 39071

Mortgage

Document Number	0000811608
Date	May 01, 2017
Book Page	003472/000827
Instrument	811608

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	PARKWAY MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2018

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 28, 2017
Property Address	198 SECOND ST, FLORA, MS 39071-8917
Document Number	0000807059
Book / Page	003449 / 000241
Instrument Date	Feb 24, 2017
Instrument	807059
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX BOX 535 FLORA MS 39071, FLORA, MS 39071

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 Homeowner's exemption	$16,033 (-)	$160,330 (-) Land $28,000 Building $132,330
2024	$1,659.00
2023	$1,659.00 Homeowner's exemption	$16,033	$160,330 Land $28,000 Building $132,330

198 Second St, Flora, MS 39071 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Second St

Nearby Streets

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