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165 Second St, Flora, MS 39071 Property Records

Madison County property record for 165 Second St, Flora, MS 39071 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Year BuiltBuilt 1908
Square Footage2,541 sqft Adjusted Area
Lot Size13,368 sqft (0.307 acres)
OccupancyOwner Occupied
Last Sale$433,100 (2026)
Tax Bill$1,056.00 (2025)

Property Details

APN / Parcel Number

Primary APN051D-17A-119
Alternative APNs
  • 051D-17A-119/00.00
  • 972

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area2,541 sqft Adjusted Area
Gross Area2,214 sqft Gross Area
1st Floor2,214 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood Exterior
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,368 sqft (0.307 acres)

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Account Number972
Street Address165 SECOND ST
CityFLORA
StateMS
Zip39071-8912
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 4 LESS 80 FT OFF W/S BLK 3 ALLEN ADDITION LOT 4 BLK 3
Legal Range01W
Legal Township08N
Legal Section17
Legal SubdivisionALLENS ADDN BL 3
Legal Block3
Legal Lot Number4
JurisdictionMADISON MS
Minor Civil Division4
Census Blockgroup2
Census Block2052
Census Tract30302

Owner

Source: Madison County records · APN 051D-17A-119

Assessment roll updated November 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address165 SECOND ST, FLORA, MS 39071-8912
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
BANKPLUS
Jul 20, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
BANK OF ENGLAND
Jan 15, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleAug 26, 2016
Deed Doc Number20261044316
Deed Book / Page4638 / 385
Prior Transfer DateJul 22, 2013
Prior Transfer Doc02987/0463
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address165 SECOND ST, FLORA, MS 39071-8912
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 751, FLORA, MS 39071-0751

Mortgage

Document Number0004041/38
DateMay 20, 2021
Book Page4041/38
Instrument926655
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 20, 2022

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address165 SECOND ST, FLORA, MS 39071-8912
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 SECOND ST, FLORA, MS 39071-8912

Mortgage

Document Number004237/861
DateJul 20, 2022
Book Page4237/861
Instrument961907
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateJan 15, 2026
Property Address165 SECOND ST, FLORA, MS 39071-8912
Document Number004638/385
Book / Page4638 / 385
Instrument DateJan 15, 2026
Instrument1044316
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address604 PETRIFIED FOREST RD, FLORA, MS 39071-9736

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address165 SECOND ST, FLORA, MS 39071-8912

Mortgage

Document Number0001044317
DateJan 15, 2026
Instrument1044317
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityFlora Town
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (-48.11%) Homeowner's exemption$11,100 (-33.33%)$111,000 (-) Land $24,000 Building $87,000
2024$2,035.00
2023$2,035.00$16,650$111,000 Land $24,000 Building $87,000

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