198 S Lupine Rd, Payson, AZ 85541 Property Records

Gila County property record for 198 S Lupine Rd, Payson, AZ 85541

Property Summary

Property TypeRural Home
Details1 ba · 1,056 sqft · built 1979
Lot Size1.46 acres (63,598 sqft)
OwnerIndividual Name on File
Tax Bill$2,843 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2020 Transfer
Flood ZoneZone D (undetermined)
APN303-18-002K

Property Details

APN / Parcel Number

Primary APN303-18-002K
Alternative APNs
  • R028626
  • 028626

Interior

Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area704 sqft

Exterior

Year BuiltBuilt 1979
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof MaterialShingle
Lot Area63,598 sqft (1.46 acres)
Patio Area305 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account NumberR028626
Street Address198 S LUPINE RD
CityPAYSON
StateAZ
Zip85541-2280
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSECTION: 27 TOWNSHIP: 10.5N RANGE: 14E PT OF HES 212 DESC AS COMM AT COR 10 OF HES 121; TH N39D16'18W , 1291.42' TO THE POB;
Legal Range14E
Legal Township10
Legal Section27
Legal SubdivisionCOLCORD/GORDON CYN
Legal Lot Number104
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1048
Census Tract200

Owner

198 S Lupine Rd, a rural home, is owned by an individual who acquired it in August 2021.

Source: Gila County records, as of December 4, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address16828 E VIA DONA RD, RIO VERDE, AZ 85263-3017
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2020Warranty Deed, Transfer
RUSSO FAMILY TRUST (PT)
May 1, 2020Quit Claim Deed, Transfer
SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2021
Deed SaleAug 24, 2021
Prior SaleFeb 9, 2011 · Amount on File
Deed Document Number2021011866
Prior Transfer DateMay 1, 2020
Prior Transfer Doc2020-004910
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateMay 1, 2020
Property Address198 S LUPINE RD, PAYSON, AZ 85541-2280
Document Number0000004910
Instrument DateApr 24, 2020
Instrument4910
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16828 E VIA DONA ORACLE AZ 85623, ORACLE, AZ 85623

Mortgage

Document Number4911
DateMay 1, 2020
Instrument4911
Lender
NameRUSSO FAMILY TRUST (PT)
Address4047 E SUPERIOR AVE, PHOENIX, AZ 85040-1750
Agreement
AmountAmount on Record

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILA AZ
Recording DateMay 1, 2020
Property Address198 S LUPINE RD, PAYSON, AZ 85541-2280
Document Number0000004909
Instrument DateMar 22, 2020
Instrument4909
Transaction TypeTransfer
Record UpdatedJun 1, 2020
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 S LUPINE RD PAYSON AZ 855412280, PAYSON, AZ 85541-2280

Tax Assessment & Valuation

The 2025 property tax bill for 198 S Lupine Rd was $2,843.

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Elementary School DistrictYoung Elementary School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,677 Land $5,485 Building $14,192$196,765 Land $54,846 Building $141,919
2025$2,843.00
2024$19,242 Land $5,782 Building $13,460$192,413 Land $57,818 Building $134,595
2023$2,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 S Lupine Rd in Zone D, where flood risk has not been studied, though there have been 7 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims7 (1993–2021)
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 S Lupine Rd is extreme, ranking above 98.3% of the US, with a 3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.3% of the US · above 97.3% of Arizona
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCS GARDNER WATER COMPANY
private · serves 266 people · EPA ID AZ0404038
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
not recorded as resolved · Aug 2022
Treatment and ProcedureSanitary survey deficiency not corrected
Aug 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S Lupine Rd

Nearby Streets

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