109 S Lupine Rd, Payson, AZ 85541 Property Records

Gila County property record for 109 S Lupine Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 1979
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2025)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`303-19-174`

Property Details

APN / Parcel Number

Primary APN	`303-19-174`
Alternative APNs	`R029306` `029306`

Interior

Stories	1 Story
Building Area	2,560 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R029306
Street Address	109 S LUPINE RD
City	PAYSON
State	AZ
Zip	85541-5952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 27 TOWNSHIP: 10.5N RANGE: 14E COLCORD MTN HOMESITES #3 LOT 173 193/232 213/62 310/434335/683- 684
Legal Range	14E
Legal Township	05N
Legal Section	27
Legal Subdivision	COLCORD MTN HOMES
Legal Lot Number	173
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1048
Census Tract	200

Owner

Source: Gila County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1842 E HALE ST, MESA, AZ 85203-3917
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Deed Document Number	20254920
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	109 S LUPINE RD, PAYSON, AZ 85541-5952
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 S LUPINE RD, PAYSON, AZ 85541-5952

Mortgage

Document Number	0000003138
Date	Mar 27, 2026
Instrument	2026-003138

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 29, 2025
Property Address	109 S LUPINE RD, PAYSON, AZ 85541-5952
Document Number	0000004920
Map Reference	MAP 278
Instrument Date	May 19, 2025
Instrument	2025-004920
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1929 E FOUNTAIN ST, MESA, AZ 85203-5124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1842 E HALE ST, MESA, AZ 85203-3917

Mortgage

Document Number	0000004921
Date	May 29, 2025
Instrument	2025-004921

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Elementary School District	Young Elementary School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,963 (+4.51%) Land $2,087 Building $22,876	$249,633 (+4.51%) Land $20,871 Building $228,762
2025	$2,573.00 (+12.02%)
2024		$23,886 Land $2,236 Building $21,650	$238,857 Land $22,355 Building $216,502
2023	$2,297.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (1993–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 97.3% of Arizona
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS GARDNER WATER COMPANY private · serves 266 people · EPA ID AZ0404038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Aug 2022
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S Lupine Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures