198 Rustic Hills Trl, Royal, AR 71968 Property Records

Garland County property record for 198 Rustic Hills Trl, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,048 sqft · built 1972
Lot Size	5.54 acres (241,322 sqft)
Owner	Individual Name on File
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-17714-000`

Property Details

APN / Parcel Number

Primary APN	`100-17714-000`
Alternative APNs	`1014658.0` `10848`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,048 sqft Living Area
Gross Area	3,948 sqft
1st Floor Area	2,328 sqft
Upper Floors Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	241,322 sqft (5.54 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	968 sqft
Driveway	Driveway
Driveway Area	2,282 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	372 sqft
Patio Area	288 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1014658.0
Street Address	198 RUSTIC HILLS TRL
City	ROYAL
State	AR
Zip	71968-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW NW
Legal Range	21W
Legal Township	02S
Legal Section	25
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	1
Census Block	1017
Census Tract	10302

Owner

198 Rustic Hills Trl is owned and occupied by an individual who acquired it in April 2022.

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage DIAMOND BANK
May 31, 2022	Deed of Trust, Mortgage · Line of Credit DIAMOND BANK
Apr 6, 2022	Intrafamily Transfer, Transfer
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND BK
Feb 1, 2018	Deed of Trust, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 8, 2018 · Amount on File
Last Transfer Date	Apr 6, 2022
Transfer Doc	0044300919
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408

Mortgage

Document Number	0048050094
Date	Oct 10, 2025
Book Page	4805/94

Lender

Name	DIAMOND BANK
Type	Bank
Address	GLENWOOD, AR 71943

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2040

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408

Mortgage

Document Number	0044500299
Date	May 31, 2022
Book Page	4450/299

Lender

Name	DIAMOND BANK
Type	Bank
Address	GLENWOOD, AR 71943

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 20, 2047

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Apr 6, 2022
Property Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0044300919
Book / Page	4430 / 919
Instrument Date	Apr 6, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1972 DAVE WARD DR, CONWAY, AR 72034-7717

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0039200641
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	147 DEER RDG BONNERDALE AR 719338012, BONNERDALE, AR 71933-8012

Mortgage

Document Number	0039200641
Date	Feb 8, 2018
Book Page	003920/000641

Lender

Name	DIAMOND BK
Type	Bank
Address	GLENWOOD, AR 71943

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 7, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	198 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0039200224
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	147 DEER RDG BONNERDALE AR 719338012, BONNERDALE, AR 71933-8012

Tax Assessment & Valuation

The 2025 property tax bill for 198 Rustic Hills Trl was $1,475 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 Homeowner's exemption	$89,690 Land $14,250 Building $75,440
2023	$1,242.00 Homeowner's exemption	$81,020 Land $14,250 Building $66,770	$448,450 Land $71,250 Building $377,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 Rustic Hills Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Rustic Hills Trl is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 74% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wireless ETC.

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