112 Rustic Hills Trl, Royal, AR 71968 Property Records

Garland County property record for 112 Rustic Hills Trl, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,404 sqft · built 1975
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (May 2017)
Tax Bill	$653 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`100-17712-000`

Property Details

APN / Parcel Number

Primary APN	`100-17712-000`
Alternative APNs	`1019904.0` `10846`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,471 sqft (10 acres)
Terrain	Gentle Slope
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	1,156 sqft
Driveway	Driveway
Driveway Area	4,199 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Glass Porch
Porch Area	358 sqft
Deck Area	432 sqft
Patio Area	100 sqft
Utility Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1019904.0
Street Address	112 RUSTIC HILLS TRL
City	ROYAL
State	AR
Zip	71968-9408
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW NW
Legal Range	21W
Legal Township	02S
Legal Section	25
Jurisdiction	GARLAND AR
Township / Civil Division	WHITTINGTON
Census Block Group	1
Census Block	1017
Census Tract	10302

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANCORP BANK
Feb 11, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANCORP
May 16, 2018	Loan Modification, Mortgage BEAR ST BK NA
May 22, 2017	Grant Deed, Transfer · Construction Mortgage BEAR ST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	May 11, 2020 · Amount on Record
Deed Document Number	0038470834
Deed Book / Page	003847 / 000834
Last Transfer Date	Feb 11, 2022
Transfer Doc	0044090953
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408

Mortgage

Document Number	0044410929
Date	May 5, 2022
Book Page	4441/929

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank
Address	MOUNT IDA, AR 71957

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 28, 2037

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 11, 2022
Property Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0044090953
Book / Page	4409 / 953
Instrument Date	Feb 1, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3551 PARK AVE, 3551, HOT SPRINGS NATIONAL PARK, AR 71901-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0041650968
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	112 RUSTIC HILLS TRL ROYAL AR 719689408, ROYAL, AR 71968-9408

Mortgage

Document Number	0041650968
Date	Jun 8, 2020
Book Page	004165/000968

Lender

Name	SOUTHERN BANCORP
Type	Bank
Address	MOUNT IDA, AR 71957

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0039480411
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 PARK AVE HOT SPRINGS NATIONAL PARK AR 719019161, HOT SPRINGS NATIONAL PARK, AR 71901-9161

Mortgage

Document Number	0039480411
Date	May 21, 2018
Book Page	003948/000411

Lender

Name	BEAR ST BK NA
Address	MOUNT IDA, AR 71957

Agreement

Term	60 Months
Due	May 20, 2023

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARLAND AR
Recording Date	May 22, 2017
Property Address	112 RUSTIC HILLS TRL, ROYAL, AR 71968-9408
Document Number	0038470834
Book / Page	003847 / 000834
Instrument Date	May 16, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$557.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3535 PARK AVE HOT SPRINGS NATIONAL PARK AR 719019161, HOT SPRINGS NATIONAL PARK, AR 71901-9161

Mortgage

Document Number	38470837
Date	May 22, 2017
Book Page	003847/000837

Lender

Name	BEAR ST BK NA
Address	MOUNT IDA, AR 71957

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 21, 2018

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$653.00 (-7.77%) Homeowner's exemption	$34,970 (-) Land $5,230 Building $29,740
2023	$708.00 Homeowner's exemption	$34,970 Land $5,230 Building $29,740	$174,850 Land $26,150 Building $148,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 68% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber · Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wireless ETC.

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