198 Rucker Rd, Commerce, GA 30530 Property Records

Banks County property record for 198 Rucker Rd, Commerce, GA 30530 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$978 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B68 007`

Property Details

APN / Parcel Number

Primary APN	`B68 007`
Alternative APN	`7005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Heated Area
1st Floor Area	988 sqft
Flooring	Plywood
Interior Walls	Plywood

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	24 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	7005
Street Address	198 RUCKER RD
City	COMMERCE
State	GA
Zip	30530-6902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GMD 207 JOE RUCKER TRACT PB 23-98
Legal Tract	PB
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1032
Census Tract	970400

Owner

Source: Banks County records · APN B68 007

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	165 RUCKER RD, COMMERCE, GA 30530-6905
Owner Type	Company, Secondary Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2003
Deed Sale	Mar 01, 2003
Deed Document Number	0000211418
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	198 RUCKER RD, COMMERCE, GA 30530-6902
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 CHARLTY RD, HOMER, GA 30547-2036

Mortgage

Document Number	0000000591/0000000698
Date	Dec 15, 2025
Book Page	0000000591/0000000698

Lender

Name	UNION HOME MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+2.84%)	$51,261 (+6.12%) Land $6,188 Building $45,073	$128,152 (+6.12%) Land $15,470 Building $112,682
2024	$951.00 (+23.99%)	$48,303 (+28.13%) Land $5,626 Building $42,677	$120,756 (+28.13%) Land $14,064 Building $106,692
2023	$767.00 (+12.63%)	$37,698 (+16.26%) Land $6,426 Building $31,272	$94,246 (+16.26%) Land $16,066 Building $78,180
2022	$681.00	$32,425 Land $6,426 Building $25,999	$81,063 Land $16,066 Building $64,997

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.