Banks County property record for 165 Rucker Rd, Commerce, GA 30530 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,536 sqft Heated Area |
| Lot Size | 117,176 sqft (2.69 acres) |
| Garage | Mixed, 400 sqft |
| Occupancy | Owner Occupied |
| Primary APN | B68 016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,536 sqft Heated Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 117,176 sqft (2.69 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 70 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3650 |
|---|---|
| Street Address | 165 RUCKER RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GMD 207 PB9-9 & 7-8 PB 35/103 |
| Jurisdiction | BANKS GA |
| Minor Civil Division | SOUTHEAST BANKS |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 970400 |
Source: Banks County records · APN B68 016
Assessment roll updated November 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 RUCKER RD, COMMERCE, GA 30530-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CHURCHILL MORTGAGE |
| Mar 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2010 |
| Transfer Doc | 000358/002 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 165 RUCKER RD, COMMERCE, GA 30530-6905 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 RUCKER RD, COMMERCE, GA 30530-6905 |
| Document Number | 0000000586/0000000621 |
|---|---|
| Date | Oct 06, 2025 |
| Book Page | 0000000586/0000000621 |
| Name | CHURCHILL MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 165 RUCKER RD, COMMERCE, GA 30530-6905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 165 RUCKER RD, COMMERCE, GA 30530-6905 |
| Document Number | 0000000557/0000000633 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 0000000557/0000000633 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2044 |
Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $110,932 (+21.4%) Land $20,574 Building $90,358 | $277,331 (+21.4%) Land $51,436 Building $225,895 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $91,375 Land $19,642 Building $71,733 | $228,438 Land $49,106 Building $179,332 |
| 2022 | $1,659.00 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 26% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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