198 River Bend Cir, Chesterfield, MO 63017 Property Records

St. Louis County property record for 198 River Bend Cir, Chesterfield, MO 63017 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1963
Lot Size	0.597 acres (26,001 sqft)
Owner	2 Individual Names on File
Last Sale	$745,313 (Oct 2025)
Tax Bill	$4,668 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0086`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,026 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	2,026 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	26,001 sqft (0.597 acres)
Lot Dimensions	202 ft deep x 83 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	198 RIVER BEND CIR
City	CHESTERFIELD
State	MO
Zip	63017-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 198
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	198
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	215105

Owner

Source: St. Louis County records · APN 16Q-54-0086

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 14, 2025	Warranty Deed, Transfer · Commercial Mortgage TRIAD BANK
Jul 14, 2025	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Jul 14, 2025 · Amount on Record
Prior Transfer Date	Jul 07, 2025
Prior Transfer Doc	0000000566
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 24, 2025
Property Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	2025102400494
Map Reference	MB 103 PG 82
Instrument Date	Oct 24, 2025
Instrument	2025102400494
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	742 WINTERFIELD DR, SAINT PETERS, MO 63304-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644

Mortgage

Document Number	2025102400495
Date	Oct 24, 2025
Instrument	2025102400495

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 01, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2025
Property Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	2025071400568
Map Reference	MB 103 PG 82
Instrument Date	Jul 02, 2025
Instrument	2025071400568
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12941 NANCY LEE DR, SAINT LOUIS, MO 63146-4375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 WINTERFIELD DR, SAINT PETERS, MO 63304-7526

Mortgage

Document Number	2025071400569
Date	Jul 14, 2025
Instrument	2025071400569

Lender

Name	TRIAD BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2025
Property Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	2025071400566
Map Reference	MB 103 PG 82
Instrument Date	Jul 02, 2025
Instrument	2025071400566
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,060 (+20.6%) Land $48,980 Building $36,080	$447,700 (+20.61%) Land $257,800 Building $189,900
2024	$4,668.00 (+4.24%)	$70,530 (-) Land $30,500 Building $40,030
2023	$4,478.00 (+11.09%)	$70,530 (+21.29%) Land $30,500 Building $40,030	$371,200 (+21.31%) Land $160,500 Building $210,700
2022	$4,031.00	$58,150 Land $26,130 Building $32,020
2021			$306,000 Land $137,500 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892151052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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