197 River Bend Cir, Chesterfield, MO 63017 Property Records

St. Louis County property record for 197 River Bend Cir, Chesterfield, MO 63017 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1962
Lot Size	0.41 acres (17,899 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2020)
Tax Bill	$3,854 (2024)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-5-4-006-4`

Property Details

APN / Parcel Number

Primary APN	`16Q-5-4-006-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,899 sqft (0.41 acres)
Lot Dimensions	138 ft deep x 101 ft wide
Terrain	Above Road/Slope
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	197 RIVER BEND CIR
City	CHESTERFIELD
State	MO
Zip	63017-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND ESTATES 1ST ADDITION
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	197
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	215105

Owner

Source: St. Louis County records · APN 16Q-5-4-006-4

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Line of Credit CENTURY CU
Jun 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP
Dec 23, 2019	Special Warranty Deed, Transfer
Oct 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 17, 2019	Trustee's Deed, Foreclosure
Jul 11, 2018	Warranty Deed, Transfer GERSHMAN MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Dec 23, 2019
Deed Document Number	2020062600519
Deed Book / Page	24108 / 3335
Record Updated	Jun 08, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644

Mortgage

Document Number	2024112100135
Date	Nov 21, 2024
Instrument	2024112100135

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 26, 2020
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	0241083335
Book / Page	24108 / 3335
Map Reference	MB 103 PG 82
Instrument Date	May 20, 2020
Instrument	2020062600519
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 07, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 KIRKEN KNOLL DR, 4, SAINT LOUIS, MO 63131-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644

Mortgage

Document Number	2020062600520
Date	Jun 26, 2020
Instrument	2020062600520

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 23, 2019
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	0238460154
Book / Page	23846 / 154
Map Reference	MB 103 PG 82
Instrument Date	Nov 18, 2019
Instrument	2019122300067
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KIRKEN KNOLL DR, SAINT LOUIS, MO 63131-2310

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 17, 2019
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	0237481199
Book / Page	023748 / 001199
Instrument Date	Oct 10, 2019
Instrument	225
Transaction Type	Foreclosure
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	197 RIVER BEND CIR CHESTERFIELD MO 630172644, CHESTERFIELD, MO 63017-2644
Investor	Possibly a Property Investor

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 17, 2019
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	02374801199
Book / Page	23748 / 01199
Map Reference	MB 103 PG 82
Instrument Date	Oct 10, 2019
Instrument	2019101700225
Transaction Type	Foreclosure
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	197 RIVER BEND CIR, 197, CHESTERFIELD, MO 63017-2644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SRPINGHILL ROAD, MCLEAN, VA 22102-3058
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 11, 2018
Property Address	197 RIVER BEND CIR, CHESTERFIELD, MO 63017-2644
Document Number	0231040602
Book / Page	023104 / 000602
Instrument Date	Jun 28, 2018
Instrument	221
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 RIVER BEND CIR CHESTERFIELD MO 630172644, CHESTERFIELD, MO 63017-2644

Mortgage

Document Number	231040605
Date	Jul 11, 2018
Book Page	023104/000605
Instrument	222

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,950 (+18.55%) Land $45,370 Building $23,580	$362,900 (+18.56%) Land $238,800 Building $124,100
2024	$3,854.00 (+4.25%)
2023	$3,697.00 (+6.21%)	$58,160 (+15.81%) Land $28,250 Building $29,910	$306,100 (+15.82%) Land $148,700 Building $157,400
2022	$3,481.00	$50,220 Land $24,210 Building $26,010
2021			$264,300 Land $127,400 Building $136,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892151052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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