198 Railroad St, Lagrange, OH 44050 Property Records

Lorain County property record for 198 Railroad St, Lagrange, OH 44050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,421 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Dec 2021)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00-055-104-076`

Property Details

APN / Parcel Number

Primary APN	`15-00-055-104-076`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	461 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	198 RAILROAD ST
City	LAGRANGE
State	OH
Zip	44050-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	66 X IRR
Legal Subdivision	LAGRANGE VILLAGE
Legal Block	104
Legal Lot Number	123-124
Jurisdiction	LORAIN OH
Township / Civil Division	LAGRANGE
Census Block Group	1
Census Block	1002
Census Tract	94101

Owner

198 Railroad St is owned and occupied by an individual who bought it in December 2021.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	198 RAILROAD ST, LAGRANGE, OH 44050-9758
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	2021008574
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 14, 2021
Property Address	198 RAILROAD ST, LAGRANGE, OH 44050-9758
Document Number	0000854079
Map Reference	VOL 02 PG 24
Instrument Date	Dec 13, 2021
Instrument	2021-0854079
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FIRST MERIDIAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 RAILROAD ST, LAGRANGE, OH 44050-9758

Mortgage

Document Number	0000854080
Date	Dec 14, 2021
Instrument	2021-0854080

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 198 Railroad St was $2,356.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	LaGrange Township
Municipality	LaGrange Village
Unified School District	Keystone Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00	$56,830 (-) Land $7,710 Building $49,120	$162,370 (-) Land $22,030 Building $140,340
2024	$2,356.00 (-5.99%)	$56,830 (+15.06%) Land $7,711 Building $49,119	$162,370 (+15.06%) Land $22,030 Building $140,340
2023	$2,506.00 (+0.68%)	$49,393 (+0.01%) Land $8,271 Building $41,122	$141,120 Land $23,630 Building $117,490
2022	$2,489.00	$49,390 Land $8,270 Building $41,120
2021			$141,120 Land $23,630 Building $117,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 198 Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 198 Railroad St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGRANGE VILLAGE PWS serves 2,400 people · EPA ID OH4700603
Water Source	Purchased surface water from RURAL LORAIN CO. WATER A
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GLW Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20