Lorain County property record for 194 Railroad St, Lagrange, OH 44050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,832 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,500 (Dec 2025) |
| Tax Bill | $2,669 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00-055-104-075 |
| Primary APN | 15-00-055-104-075 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 1,930 sqft |
| 1st Floor Area | 824 sqft |
| Basement Area | 440 sqft |
| Family Room | Family Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 98 sqft |
| Deck Area | 140 sqft |
| Patio Area | 98 sqft |
| Balcony Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 194 RAILROAD ST |
|---|---|
| City | LAGRANGE |
| State | OH |
| Zip | 44050-9758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OVP LAGRANGE 66 X 165 S/L 121 |
| Legal Subdivision | OVP LAGRANGE |
| Legal Block | 104 |
| Legal Lot Number | 121 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LAGRANGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 94101 |
Source: Lorain County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 610 W ASH ST, 1505, SAN DIEGO, CA 92101-3350 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 9, 2025 | Warranty Deed, Transfer · VA Mortgage SYNERGY ONE LENDING |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on Record |
| Deed Sale | Dec 9, 2025 · Amount on Record |
| Prior Sale | Jan 24, 2006 · Amount on Record |
| Deed Document Number | 202578178 |
| Prior Transfer Date | Jan 23, 2006 |
| Prior Transfer Doc | 0000122730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 9, 2025 |
| Property Address | 194 RAILROAD ST, LAGRANGE, OH 44050-9758 |
| Document Number | 0000078178 |
| Map Reference | VOL 2 PG 24 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2025-0078178 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 W ASH ST STE 1505, 1505, SAN DIEGO, CA 92101-3350 |
| Mail Care Of | SYNERGY ONE LENDING |
| Document Number | 0000078179 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2025-0078179 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 194 RAILROAD ST, LAGRANGE, OH 44050-9758 |
| Document Number | 0000753867 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3076 WHISPERING SHORES DR VERMILION OH 440894506, VERMILION, OH 44089-4506 |
| Document Number | 0000753867 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 753867 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | LaGrange Township |
| Municipality | LaGrange Village |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,669.00 (-0.26%) | $61,940 (%) Land $7,710 Building $54,230 | $176,980 (-) Land $22,030 Building $154,950 |
| 2024 | $2,676.00 (-10.35%) | $61,943 (+7.36%) Land $7,711 Building $54,233 | $176,980 (+7.36%) Land $22,030 Building $154,950 |
| 2023 | $2,985.00 (+0.64%) | $57,698 (%) Land $8,271 Building $49,427 | $164,850 (-) Land $23,630 Building $141,220 |
| 2022 | $2,966.00 | $57,700 Land $8,270 Building $49,430 | |
| 2021 | $164,850 Land $23,630 Building $141,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGRANGE VILLAGE PWS serves 2,400 people · EPA ID OH4700603 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
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