198 Quarry St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 198 Quarry St, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,828 sqft · built 1830
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Tax Bill$4,232 (2026)
Flood ZoneZone X (minimal risk)
APN432601 56.14-1-11

Property Details

APN / Parcel Number

Primary APN432601 56.14-1-11
Alternative APNs
  • 260105601400010110000000
  • 431A100942

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,828 sqft Living Area
1st Floor Area914 sqft
2nd Floor Area914 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions236 ft deep x 81 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area466 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100942
Street Address198 QUARRY ST
CityCOBLESKILL
StateNY
Zip12043-4152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description2 FAM HOUSE GAR
Legal Block1
Legal Lot Number11.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1016
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 QUARRY ST, COBLESKILL, NY 12043-4152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,232.00 (+16.65%) Homeowner's exemption
2025$3,628.00 (+27.7%)$62,200 (-) Land $8,700 Building $53,500$126,939 (+16.33%) Land $17,755 Building $109,184
2023$62,200 Land $8,700 Building $53,500$109,123 Land $15,263 Building $93,860
2020$2,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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