Schoharie County and Cobleskill Town property record for 183 Quarry St, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,220 sqft · built 1974 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jan 2003) |
| Tax Bill | $5,062 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit Feb 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 56.13-3-4 |
| Primary APN | 432601 56.13-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 696 sqft |
| Finished Basement | 696 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Dimensions | 420 ft deep x 124 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A175020 |
|---|---|
| Street Address | 183 QUARRY ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-4153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HSE GAR UNDER |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2017 | Deed of Trust, Mortgage · Line of Credit NBT BANK NA |
| Feb 17, 2006 | Deed of Trust, Mortgage REGINA CORTEZ |
| Jan 20, 2005 | Deed of Trust, Mortgage REGINA CORTEZ |
| Jul 29, 2010 | Deed of Trust, Mortgage BANK OF RICHMONDVILLE |
| Jul 30, 2008 | Deed of Trust, Mortgage BANK OF RICHMONDVILLE |
| Mar 19, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2003 · Amount on Record |
| Deed Sale | Jan 21, 2003 · Amount on Record |
| Deed Book / Page | 730 / 276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001765/0000000127 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 0000001765/0000000127 |
| Instrument | 000000722682 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001149/0000000188 |
|---|---|
| Date | Feb 17, 2006 |
| Book Page | 0000001149/0000000188 |
| Instrument | 0000451386 |
| Name | REGINA CORTEZ |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001071/0000000108 |
|---|---|
| Date | Jan 20, 2005 |
| Book Page | 0000001071/0000000108 |
| Instrument | 0000434647 |
| Name | REGINA CORTEZ |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001435/0000000019 |
|---|---|
| Date | Jul 29, 2010 |
| Book Page | 0000001435/0000000019 |
| Instrument | 0000597859 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 330 Months |
| Due | Jan 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 1, 2013 |
| Min Rate At Change | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001329/0000000146 |
|---|---|
| Date | Jul 30, 2008 |
| Book Page | 0000001329/0000000146 |
| Instrument | 0000490366 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 19, 2024 |
| Property Address | 183 QUARRY ST, COBLESKILL, NY 12043-4153 |
| Document Number | 001208/225 |
| Book / Page | 1208 / 225 |
| Instrument Date | Mar 5, 2024 |
| Instrument | 824657 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7745 STATE HIGHWAY 7, MARYLAND, NY 12116-3203 |
| Document Number | 0000824658 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 824658 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,062.00 (+5.2%) | ||
| 2025 | $4,812.00 (+21.76%) | $82,500 (-) Land $9,400 Building $73,100 | $168,367 (+16.33%) Land $19,184 Building $149,183 |
| 2023 | $82,500 Land $9,400 Building $73,100 | $144,737 Land $16,491 Building $128,246 | |
| 2020 | $3,952.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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