198 Plain St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 198 Plain St, Lowell, MA 01852

Property Summary

Property TypeExempt (Full or Partial)
Lot Size0.89 acres (38,768 sqft)
OwnerCompany Name on Record
Last Sale$3,250,000 (Dec 2023)
Tax Bill$5,651 (2018)
Deeds & MortgagesAug 2026 Mortgage
Aug 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNV90064

Property Details

APN / Parcel Number

Primary APNV90064
Alternative APNs
  • LOWE M:145 B:4665 L:198
  • M:000145 T:V90064
  • 211291

Exterior

Lot Area38,768 sqft (0.89 acres)

Location & Zoning

Account NumberV90064
Street Address198 PLAIN ST
CityLOWELL
StateMA
Zip01852
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeRR
Legal Block4665
Legal Lot Number198
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4014
Census Tract312200

Owner

Source: Middlesex County and Lowell City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address198 PLAIN ST, LOWELL, MA 01852
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Deed of Trust, Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Aug 21, 2026Deed of Trust, Mortgage
LOWELL FIVE CENTS SAVINGS BANK
Dec 8, 2023Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2023 · Amount on Record
Deed SaleDec 8, 2023 · Amount on Record
Deed Document Number202336346
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Recording DateAug 21, 2026
Property Address198 PLAIN ST, LOWELL, MA 01852
Document Number0000330825
Instrument DateAug 21, 2026
Instrument2026330825
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000330825,
DateAug 21, 2026
Instrument2026330825
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Recording DateAug 21, 2026
Property Address198 PLAIN ST, LOWELL, MA 01852
Document Number0000027594
Book / Page40296 / 107
Instrument DateAug 20, 2026
Instrument202627594
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027594,
DateAug 21, 2026
Book Page40296/107
Instrument202627594
Lender
NameLOWELL FIVE CENTS SAVINGS BANK
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 8, 2023
Property Address198 PLAIN ST, LOWELL, MA 01852-5128
Document Number038225-230
Book / Page38225 / 230
Instrument DateDec 5, 2023
Instrument36346
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 PLAIN ST, LOWELL, MA 01852-5128

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$263,400 (+4.69%) Land $249,900 Building $13,500
2024$251,600 (+9.44%) Land $238,100 Building $13,500
2023$229,900 Land $216,400 Building $13,500
2018$5,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Plain St

Nearby Streets

Search Property Records by Address or Parcel Number