Middlesex County and Lowell City property record for 190 Plain St, Lowell, MA 01852
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 12,634 sqft · built 1971 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,250,000 (Dec 2023) |
| Tax Bill | $8,597 (2018) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | V02900 |
| Primary APN | V02900 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,634 sqft Total Area |
| Gross Area | 15,289 sqft |
| 1st Floor Area | 7,019 sqft |
| Basement Area | 7,019 sqft |
| Unfinished Basement | 7,019 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | V02900 |
|---|---|
| Street Address | 190 PLAIN ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-5128 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | RR |
| Legal Block | 4665 |
| Legal Lot Number | 190 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 312200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Aug 21, 2026 | Deed of Trust, Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Dec 8, 2023 | Quit Claim Deed, Transfer |
| Mar 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2023 · Amount on Record |
| Deed Sale | Dec 8, 2023 · Amount on Record |
| Deed Document Number | 202336346 |
| Deed Book / Page | 38225 / 230 |
| Prior Transfer Date | Dec 5, 2023 |
| Prior Transfer Doc | 038225-230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 21, 2026 |
| Property Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 0000330825 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026330825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000330825, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 2026330825 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 21, 2026 |
| Property Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 0000027594 |
| Book / Page | 40296 / 107 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202627594 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000027594, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 40296/107 |
| Instrument | 202627594 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Dec 8, 2023 |
| Property Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Number | 038225-230 |
| Book / Page | 38225 / 230 |
| Instrument Date | Dec 5, 2023 |
| Instrument | 36346 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 190 PLAIN ST, LOWELL, MA 01852-5128 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000309809 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 309809 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $946,700 (+8.52%) Land $253,300 Building $693,400 | |
| 2025 | $872,400 (+4.65%) Land $236,800 Building $635,600 | |
| 2024 | $833,600 (+5.72%) Land $225,600 Building $608,000 | |
| 2023 | $788,500 Land $205,100 Building $583,400 | |
| 2018 | $8,597.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1980) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures