St. Johns County property record for 198 Osprey Marsh Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 2013 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,100 (Feb 2013) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137311-0460 |
| Primary APN | 137311-0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 2,145 sqft |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 335 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 198 OSPREY MARSH LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 64/97-102 OSPREY LANDING LOT 46 OR3688/575 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | OSPREY LANDING |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 137311-0460
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 15, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Mar 09, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 19, 2013 · Amount on Record |
| Deed Sale | Feb 19, 2013 · Amount on Record |
| Deed Document Number | 201311442 |
| Deed Book / Page | 3688 / 575 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Document Number | 0050800858 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 5080/858 |
| Instrument | 2020094958 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Document Number | 0048241396 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902 |
| Document Number | 0048241396 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 004824/001396 |
| Instrument | 82078 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Document Number | 0046690553 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2019 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902 |
| Document Number | 0046690553 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 004669/000553 |
| Instrument | 4209 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 17, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902 |
| Document Number | 0043440260 |
| Book / Page | 004344 / 000260 |
| Instrument Date | Mar 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2017 |
| Name | Verified Name |
|---|---|
| Address | 198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902 |
| Document Number | 0043440260 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 004344/000260 |
| Instrument | 18052 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,146 (-5.22%) Land $75,600 Building $182,546 | $258,146 (-5.22%) Land $75,600 Building $182,546 | |
| 2025 | $4,002.00 (+3.33%) | $272,372 (+50.87%) | $272,372 (-6.36%) Land $75,600 Building $196,772 |
| 2024 | $3,873.00 (+89.3%) | ||
| 2023 | $2,046.00 (+3.54%) Homeowner's exemption | $180,529 (+3%) | $290,873 (+22.49%) Land $75,600 Building $215,273 |
| 2022 | $1,976.00 Homeowner's exemption | $175,271 | $237,465 Land $75,600 Building $161,865 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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