198 Osprey Marsh Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 198 Osprey Marsh Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$149,100 (Feb 2013)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137311-0460`

Property Details

APN / Parcel Number

Primary APN	`137311-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	335 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	198 OSPREY MARSH LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	64/97-102 OSPREY LANDING LOT 46 OR3688/575
Legal Range	29E
Legal Township	08S
Legal Section	13
Legal Subdivision	OSPREY LANDING
Legal Block	1
Legal Lot Number	46
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	3
Census Block	3007
Census Tract	21208

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 9, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 19, 2013 · Amount on Record
Deed Sale	Feb 19, 2013 · Amount on Record
Deed Document Number	201311442
Deed Book / Page	3688 / 575
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902

Mortgage

Document Number	0050800858
Date	Oct 26, 2020
Book Page	5080/858
Instrument	2020094958

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number	0048241396
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902

Mortgage

Document Number	0048241396
Date	Nov 4, 2019
Book Page	004824/001396
Instrument	82078

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number	0046690553
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	VYSTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902

Mortgage

Document Number	0046690553
Date	Jan 18, 2019
Book Page	004669/000553
Instrument	4209

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 17, 2029

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	198 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number	0043440260
Book / Page	004344 / 000260
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 OSPREY MARSH LN ST AUGUSTINE FL 320862902, ST AUGUSTINE, FL 32086-2902

Mortgage

Document Number	0043440260
Date	Mar 15, 2017
Book Page	004344/000260
Instrument	18052

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,146 (-5.22%) Land $75,600 Building $182,546	$258,146 (-5.22%) Land $75,600 Building $182,546
2025	$4,002.00 (+3.33%)	$272,372 (+50.87%)	$272,372 (-6.36%) Land $75,600 Building $196,772
2024	$3,873.00 (+89.3%)
2023	$2,046.00 (+3.54%) Homeowner's exemption	$180,529 (+3%)	$290,873 (+22.49%) Land $75,600 Building $215,273
2022	$1,976.00 Homeowner's exemption	$175,271	$237,465 Land $75,600 Building $161,865

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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