190 Osprey Marsh Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 190 Osprey Marsh Ln, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,874 sqft · built 2010
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$372,000 (May 2023)
Tax Bill$2,463 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN137311-0480

Property Details

APN / Parcel Number

Primary APN137311-0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,874 sqft Living Area
Gross Area2,454 sqft
1st Floor Area1,874 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address190 OSPREY MARSH LN
CitySAINT AUGUSTINE
StateFL
Zip32086-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64/97-102 OSPREY LANDING LOT 48 OR5754/1663
Legal Range29E
Legal Township08S
Legal Section13
Legal SubdivisionOSPREY LANDING
Legal Block1
Legal Lot Number48
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3007
Census Tract21208

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address190 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Prior SaleDec 31, 2013 · Amount on Record
Deed Document Number202335580
Deed Book / Page5754 / 1663
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 10, 2023
Property Address190 OSPREY MARSH LN, SAINT AUGUSTINE, FL 32086-2902
Document Number0057541663
Book / Page5754 / 1663
Map ReferenceMB 64 PG 97-102
Instrument DateMay 9, 2023
Instrument2023035580
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,604.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 PAPPY ST, ST AUGUSTINE, FL 32084-6552

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address190 OSPREY MARSH LN, ST AUGUSTINE, FL 32086-2902

Mortgage

Document Number0057541665
DateMay 10, 2023
Instrument5754/1665
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,157 (+2.7%)$281,398 (-5.95%) Land $75,600 Building $205,798
2025$2,463.00 (+14.19%) Homeowner's exemption$196,842 (-38.55%)$299,204 (-6.6%) Land $75,600 Building $223,604
2024$2,157.00 (-46.21%)
2023$4,010.00 (+14.02%)$320,343 (+22.45%)$320,343 (+22.45%) Land $75,600 Building $244,743
2022$3,517.00$261,604$261,604 Land $75,600 Building $186,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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