Cambria County property record for 198 Naylor Rd, Johnstown, PA 15906
| Property Type | Single Family Home |
|---|---|
| Details | built 1979 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,959 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-002.-134.001 |
| Primary APN | 40-002.-134.001 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 152,460 sqft (3.5 acres) |
| Street Address | 198 NAYLOR RD |
|---|---|
| City | JOHNSTOWN |
| State | PA |
| Zip | 15906-3905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H OBS |
| Jurisdiction | CAMBRIA PA |
| Township / Civil Division | MIDDLE TAYLOR |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10100 |
Source: Cambria County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 198 NAYLOR RD, JOHNSTOWN, PA 15906-3905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage PNC BANK NA |
| Jan 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1978 |
| Deed Sale | Apr 1, 1978 |
| Deed Book / Page | 1033 / 162 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 198 NAYLOR RD, JOHNSTOWN, PA 15906-3905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500009059 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-00009059 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Sep 15, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMBRIA PA |
| Property Address | 198 NAYLOR RD, JOHNSTOWN, PA 15906-3905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019000000763 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 20190-00000763 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Feb 1, 2026 |
Source: Cambria County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Cambria County |
| County Subdivision | Middle Taylor Township |
| Unified School District | Ferndale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,959.00 (-68.08%) | $43,300 (-) Land $2,260 Building $41,040 | |
| 2024 | $6,137.00 | $43,300 Land $2,260 Building $41,040 | |
| 1972 | $43,300 Land $2,260 Building $41,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1979–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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