313 Naylor Rd, Johnstown, PA 15906 Property Records

Cambria County property record for 313 Naylor Rd, Johnstown, PA 15906

Property Summary

Property Type	Single Family Home
Lot Size	0.915 acres (39,882 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Dec 2019)
Tax Bill	$639 (2026)
Deeds & Mortgages	Jan 2022 Refinance Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`67-012.-115.000`

Property Details

APN / Parcel Number

Primary APN	`67-012.-115.000`
Alternative APN	`067 082526`

Exterior

Lot Area	39,882 sqft (0.915 acres)
Lot Dimensions	289 ft deep x 138 ft wide

Location & Zoning

Street Address	313 NAYLOR RD
City	JOHNSTOWN
State	PA
Zip	15906-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	138 X 289 40 X 206 H G
Jurisdiction	CAMBRIA PA
Township / Civil Division	WEST TAYLOR
Census Block Group	3
Census Block	3023
Census Tract	10100

Owner

Source: Cambria County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Aug 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage FIRST COMMONWEALTH BANK
Dec 16, 2019	Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
Oct 1, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	201912754
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000000119
Date	Jan 4, 2022
Instrument	20220-00000119

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000008443
Date	Aug 28, 2019
Instrument	20190-00008443

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Dec 16, 2019
Property Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140
Document Number	2019000012754
Instrument Date	Dec 2, 2019
Instrument	20190-00012754
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140

Mortgage

Document Number	2019000012748
Date	Dec 16, 2019
Instrument	20190-00012748

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Oct 1, 2018
Property Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140
Document Number	18000010410
Instrument Date	Oct 1, 2018
Instrument	180-00010410
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 NAYLOR RD, JOHNSTOWN, PA 15906-1140

Tax Assessment & Valuation

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
County Subdivision	West Taylor Township
Unified School District	Greater Johnstown School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$639.00 (-46.39%)	$13,160 (-) Land $980 Building $12,180
2024	$1,192.00	$13,160 Land $980 Building $12,180
1972			$13,160 Land $980 Building $12,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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