Riverside County property record for 198 N Torn Ranch Rd, Lake Elsinore, CA 92530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,316 sqft · built 1983 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 389-260-001 |
| Primary APN | 389-260-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 198 N TORN RANCH RD |
|---|---|
| City | LAKE ELSINORE |
| State | CA |
| Zip | 92530-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .21 ACRES IN POR LOTS 1 & 2 BLK 11 MB 011/499 SD TOWN OF LUCERNE |
| Legal Subdivision | TOWN OF LUCERNE |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 43010 |
198 N Torn Ranch Rd is owned and occupied by an individual who acquired it in October 2025.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 9, 2025 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 0000311070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 198 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827 |
| Document Number | 0000311072 |
| Map Reference | MB 11 PG 499 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025-0311072 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827 |
| Document Number | 0000311073 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-0311073 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 198 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827 |
| Document Number | 0000311071 |
| Map Reference | MB 11 PG 499 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025-0311071 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 198 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827 |
The 2025 property tax bill for 198 N Torn Ranch Rd was $1,916.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Lake Elsinore City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,453 (+2%) Land $21,101 Building $156,352 | ||
| 2025 | $1,916.00 | $173,975 Land $20,688 Building $153,287 | |
| 2023 | $1,810.00 (+1.97%) | $167,222 Land $19,886 Building $147,336 | |
| 2022 | $1,775.00 | ||
| 2021 | $407,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 N Torn Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 N Torn Ranch Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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