174 N Torn Ranch Rd, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 174 N Torn Ranch Rd, Lake Elsinore, CA 92530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,316 sqft · built 1983
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$456,000 (Nov 2021)
Tax Bill$5,541 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN389-260-004

Property Details

APN / Parcel Number

Primary APN389-260-004

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,316 sqft Living Area
Gross Area1,756 sqft
1st Floor Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1984
Construction TypeWood
Roof MaterialGravel
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address174 N TORN RANCH RD
CityLAKE ELSINORE
StateCA
Zip92530-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.17 ACRES IN POR LOTS 4 & 5 BLK 11 MB 011/499 SD TOWN OF LUCERNE
Legal SubdivisionTOWN OF LUCERNE
Legal Block11
Legal Lot Number4
JurisdictionRIVERSIDE CA
Township / Civil DivisionELSINORE VALLEY
Census Block Group2
Census Block2000
Census Tract43010

Owner

174 N Torn Ranch Rd is owned and occupied by an individual who bought it in November 2021.

Source: Riverside County records, as of August 3, 2026

Owner of RecordIndividual Name on File
Mailing Address174 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage
BICHHANH HANNAH BUI
Nov 5, 2021Grant Deed, Transfer · FHA Mortgage
VAN DYK MORTGAGE CORP
Oct 7, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on File
Deed SaleNov 5, 2021 · Amount on File
Prior SaleOct 8, 2013 · Amount on File
Deed Document Number2021661610
Prior Transfer DateSep 22, 1993
Prior Transfer Doc0000378665
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address174 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111203
DateFeb 22, 2021
Instrument2021-0111203
Lender
NameBICHHANH HANNAH BUI
TypePrivate Party
Address3452 E FOOTHILL BLVD STE 1160, PASADENA, CA 91107
Agreement
AmountAmount on Record

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateNov 5, 2021
Property Address174 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Document Number0000661610
Map ReferenceMB 11 PG 499
Instrument DateSep 17, 2021
Instrument2021-0661610
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyWFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827

Mortgage

Document Number0000661611
DateNov 5, 2021
Instrument2021-0661611
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 7, 2021
Property Address174 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1827
Document Number0000596378
Map ReferenceMB 11 PG 499
Instrument DateAug 12, 2021
Instrument2021-0596378
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9701 WILSHIRE BLVD, BEVERLY HILLS, CA 90212-2020

Tax Assessment & Valuation

The 2025 property tax bill for 174 N Torn Ranch Rd was $5,541 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityLake Elsinore City
Unified School DistrictLake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,586 (+2%) Land $108,242 Building $385,344
2025$5,541.00 Homeowner's exemption$483,909 Land $106,120 Building $377,789
2023$5,302.00 (+2.06%)$465,120 Land $102,000 Building $363,120
2022$5,195.00
2021$401,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 174 N Torn Ranch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 174 N Torn Ranch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELSINORE VALLEY MWD
serves 169,455 people · EPA ID CA3310012
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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