198 N Raymond Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 198 N Raymond Rd, Gray, ME 04039 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 2002
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Mar 2022)
Tax Bill	$6,176 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00517B000000`

Property Details

APN / Parcel Number

Primary APN	`00517B000000`
Alternative APNs	`GRAY M:003 B:005 L:017-007` `149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Basement Area	1,064 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	149
Street Address	198 N RAYMOND RD
City	GRAY
State	ME
Zip	04039-7716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WARREN SHORES
Legal Block	5
Legal Lot Number	17-7
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1002
Census Tract	4701

Owner

Source: Cumberland County and Gray Town records · APN 00517B000000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	198 N RAYMOND RD, GRAY, ME 04039-7716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 09, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Nov 07, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Sep 03, 2020 · Amount on Record
Deed Book / Page	39275 / 325
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0363290090
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Mar 21, 2022
Property Address	198 N RAYMOND RD, GRAY, ME 04039-7716
Document Number	0392750325
Book / Page	39275 / 325
Instrument Date	Mar 18, 2022
Instrument	15390
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2516 PINEHURST CIR, MELBOURNE, FL 32901-5844

Mortgage

Document Number	0000015391
Date	Mar 21, 2022
Instrument	15391

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Aug 28, 2020
Property Address	198 N RAYMOND RD, GRAY, ME 04039-7716
Document Number	0371090321
Book / Page	037109 / 000321
Instrument Date	Aug 27, 2020
Instrument	53170
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 BARNSTABLE RD #25 SOUTH PORTLAND ME 041067812, 25, SOUTH PORTLAND, ME 04106-7812

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jan 09, 2020
Property Address	198 N RAYMOND RD, GRAY, ME 04039-7716
Document Number	0363290090
Book / Page	036329 / 000090
Instrument Date	Dec 18, 2019
Instrument	1412
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 N RAYMOND RD GRAY ME 040397716, GRAY, ME 04039-7716

Mortgage

Document Number	363290095
Date	Jan 09, 2020
Book Page	036329/000095
Instrument	1413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 08, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	198 N RAYMOND RD, GRAY, ME 04039-7716
Document Number	0344600158
Book / Page	034460 / 000158
Instrument Date	Nov 07, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	198 N RAYMOND RD GRAY ME 040397716, GRAY, ME 04039-7716

Mortgage

Document Number	0344600158
Date	Nov 15, 2017
Book Page	034460/000158
Instrument	58093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 14, 2032

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,176.00 (-0.21%)	$638,000 (-) Land $125,000 Building $513,000
2024	$6,189.00 (+4.49%)	$638,000 (+63.51%) Land $125,000 Building $513,000
2023	$5,923.00 (+16%)	$390,200 (+6.61%) Land $70,000 Building $320,200
2022	$5,106.00	$366,000 Land $70,000 Building $296,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050047011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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