Cumberland County and Gray Town property record for 191 N Raymond Rd, Gray, ME 04039 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | Basement |
| Last Sale | $460,000 (2025) |
| Tax Bill | $2,872.00 (2025) |
Source: Cumberland County and Gray Town records · APN GRAY M:007 B:005 L:006-000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3A CHAZ WAY, GRAY, ME 04039-9803 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jul 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 25, 2018 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MTG LLC |
| Jan 18, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Mar 04, 2025 · Amount on Record |
| Deed Book / Page | 41609 / 249 |
| Prior Transfer Date | Oct 09, 2024 |
| Prior Transfer Doc | 0410650053 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 191 N RAYMOND RD, GRAY, ME 04039-9736 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0389870248 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 38987/248 |
| Instrument | 87881 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 913 Months |
| Due | Jan 01, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.13% |
| Type Change Date | Jan 01, 2022 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAY ME |
| Recording Date | Jul 28, 2025 |
| Property Address | 191 N RAYMOND RD, GRAY, ME 04039-9736 |
| Document Number | 0416090249 |
| Book / Page | 41609 / 249 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 28193 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3A CHAZ WAY, GRAY, ME 04039-9803 |
| Document Number | 0000028194 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 28194 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 191 N RAYMOND RD, GRAY, ME 04039-9736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0346160029 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 34616/0029 |
| Instrument | 000000003871 |
| Name | ONE REVERSE MTG LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.69% |
| Type Change Date | Feb 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 191 N RAYMOND RD, GRAY, ME 04039-9736 |
| Document Number | 0346160043 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 191 N RAYMOND RD GRAY ME 040399736, GRAY, ME 04039-9736 |
| Document Number | 0346160043 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 034616/000043 |
| Instrument | 3872 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | Jan 24, 2097 |
Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,872.00 (-10.25%) | $296,700 (-10.06%) Land $126,000 Building $170,700 |
| 2024 | $3,200.00 (-9.88%) | $329,900 (+41.04%) Land $126,000 Building $203,900 |
| 2023 | $3,551.00 (+8.83%) | $233,900 (-) Land $70,500 Building $163,400 |
| 2022 | $3,263.00 | $233,900 Land $70,500 Building $163,400 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 54% of Maine |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | GRAY M:007 B:005 L:006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,296 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Concrete Construction |
| Roof Material | Metal Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Electric Heating |
|---|
| Account Number | 110 |
|---|---|
| Street Address | 191 N RAYMOND RD |
| City | GRAY |
| State | ME |
| Zip | 04039-9736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 6-0 |
| Jurisdiction | GRAY ME |
| Minor Civil Division | GRAY |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 4701 |
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