Erie County and Amherst Town property record for 198 Monroe Dr, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,298 sqft · built 1922 |
| Lot Size | 0.221 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,500 (Jan 2019) |
| Tax Bill | $8,112 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142201 81.09-2-27 |
| Primary APN | 142201 81.09-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 674 sqft |
| 2nd Floor Area | 624 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 9,600 sqft (0.221 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 198 MONROE DR |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-6906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1457 PT 36 & PT 37 GARRISON MEADOWS |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 8900 |
198 Monroe Dr is owned and occupied by an individual who bought it in January 2019.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 MONROE DR, BUFFALO, NY 14221-6906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jan 15, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on File |
| Deed Sale | Jan 15, 2019 · Amount on File |
| Prior Sale | Mar 31, 2006 · Amount on File |
| Deed Document Number | 201911002 |
| Deed Book / Page | 11339 / 9401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 MONROE DR, BUFFALO, NY 14221-6906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 198 MOPNROE DR, BUFFALO, NY 14221-6906 |
| Document Number | 0140075912 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 14007/5912 |
| Instrument | 2021151708 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 198 MONROE DR, BUFFALO, NY 14221-6906 |
| Document Number | 0139505802 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 198 MONROE DR BUFFALO NY 142216906, BUFFALO, NY 14221-6906 |
| Document Number | 0139505802 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 013950/005802 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 15, 2019 |
| Property Address | 198 MONROE DR, BUFFALO, NY 14221-6906 |
| Document Number | 0113399401 |
| Book / Page | 11339 / 9401 |
| Map Reference | MAP 1457 |
| Instrument Date | Dec 5, 2018 |
| Instrument | 2019011002 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,479.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 MONROE DR, 198, WILLIAMSVILLE, NY 14221-6906 |
| Name | Verified Name |
|---|---|
| Address | 45 LOS ROBLES ST, WILLIAMSVILLE, NY 14221-6718 |
The 2026 property tax bill for 198 Monroe Dr was $8,112, up 257% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Municipality | Williamsville Village |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,112.00 (+257.04%) | ||
| 2025 | $2,272.00 (-69.52%) | $300,000 (-) Land $47,000 Building $253,000 | $303,000 (+1%) Land $47,470 Building $255,530 |
| 2024 | $7,453.00 | $300,000 (+60.43%) Land $47,000 Building $253,000 | $300,000 (-0.53%) Land $47,000 Building $253,000 |
| 2023 | $187,000 Land $33,200 Building $153,800 | $301,613 Land $53,548 Building $248,065 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Monroe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1979–2013) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Dec 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Monroe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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