Dubuque County property record for 198 Main St, Dubuque, IA 52001
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 4,627 sqft · built 1900 |
| Lot Size | 0.052 acres (2,302 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (May 2023) |
| Tax Bill | $3,962 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2023 Sale + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 10-25-282-001 |
| Primary APN | 10-25-282-001 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 4,627 sqft Gross Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,328 sqft |
| Elevator | Elevator |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 2,302 sqft (0.052 acres) |
| Porch | Porch |
| Deck Area | 3 sqft |
| Canopy | 90 sqft |
| Water Source | Commercial |
|---|
| Street Address | 198 MAIN ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7650 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CI |
| Legal Description | N 1/2 CITY LOT 4A |
| Legal Subdivision | DUBUQUE |
| Legal Lot Number | 4A |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Main Historic District listed 1983 · 30 contributing resources · NRIS 83000356 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
198 Main St, a commercial property, is owned by two individuals who bought it in May 2023.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 660 ALTA VISTA ST, DUBUQUE, IA 52001-6560 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| May 11, 2023 | Warranty Deed, Transfer |
| Sep 1, 2020 | Deed of Trust, Mortgage RUSSELL BYRNE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on File |
| Deed Sale | May 11, 2023 · Amount on File |
| Deed Document Number | 0020234341 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 2011-00017483 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 198 MAIN ST, DUBUQUE, IA 52001-7650 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001764 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 202400001764 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 3299 HILLCREST RD, DUBUQUE, IA 52001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 11, 2023 |
| Property Address | 198 MAIN ST, DUBUQUE, IA 52001-7650 |
| Document Number | 0000004341 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-00004341 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $863.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10114 NE 6TH AVE, VANCOUVER, WA 98685-5305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 198 MAIN ST, DUBUQUE, IA 52001-7650 |
| Document Number | 0000013239 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 198 MAIN ST DUBUQUE IA 520017650, DUBUQUE, IA 52001-7650 |
| Document Number | 0000013239 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 13239 |
| Name | RUSSELL BYRNE |
|---|---|
| Address | 97 ASHFORD AVE, MILL VALLEY, CA 94941-1547 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $320,700 Land $38,000 Building $282,700 | $320,700 Land $38,000 Building $282,700 | |
| 2024 | $3,962.00 | ||
| 2023 | $275,500 (+26%) Land $33,200 Building $242,300 | $275,500 Land $33,200 Building $242,300 | |
| 2022 | $3,618.00 Homeowner's exemption | $218,650 Land $33,150 Building $185,500 | |
| 2021 | $218,650 Land $33,150 Building $185,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 198 Main St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 198 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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