Dubuque County property record for 185 Main St, Dubuque, IA 52001
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,420 sqft · built 1900 |
| Lot Size | 0.046 acres (2,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Mar 2021) |
| Tax Bill | $4,812 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-281-009 |
| Primary APN | 10-25-281-009 |
|---|
| Stories | 3 Stories |
|---|---|
| Building Area | 3,420 sqft Gross Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 2,024 sqft (0.046 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 185 MAIN ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-7661 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CI |
| Legal Description | S 10" OF CITY LOT 77 & N 16'9 1/4" OF CITY LOT 77A |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | THE TOWN OF DUBUQUE |
| Legal Lot Number | 77,77A |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Main Historic District listed 1983 · 30 contributing resources · NRIS 83000356 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Dubuque County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 MAIN ST, DUBUQUE, IA 52001-7661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK/E TN |
| Mar 29, 2021 | Deed of Trust, Mortgage · Line of Credit APPLE RIVER STATE BANK |
| Mar 1, 2022 | Deed of Trust, Mortgage · Commercial Mortgage APPLE RIVER STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2013 · Amount on Record |
| Deed Document Number | 20214773 |
| Prior Transfer Date | Sep 20, 2013 |
| Prior Transfer Doc | 0000015821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 18, 2026 |
| Property Address | 185 MAIN ST, DUBUQUE, IA 52001-7661 |
| Document Number | 0000005136 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 185 MAIN ST, DUBUQUE, IA 52001-7661 |
| Document Number | 0000005136, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 20265136 |
| Name | FIRST COMMUNITY BANK/E TN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 185 MAIN ST, DUBUQUE, IA 52001-7661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 185 MAIN ST 2, 2, DUBUQUE, IA 52001-7661 |
| Document Number | 0000004783 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021000004783 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALENA, IL 61036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 185 MAIN ST, DUBUQUE, IA 52001-7661 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000002810 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-00002810 |
| Name | APPLE RIVER STATE BANK |
|---|---|
| Type | Bank |
| Address | GALENA, IL 61036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,812.00 Homeowner's exemption | $329,700 (+17.54%) Land $33,400 Building $296,300 | $329,700 (+17.54%) Land $33,400 Building $296,300 |
| 2024 | $4,812.00 (+7.75%) | ||
| 2023 | $280,500 (+17.86%) Land $29,100 Building $251,400 | $280,500 (+17.86%) Land $29,100 Building $251,400 | |
| 2022 | $4,466.00 Homeowner's exemption | $238,000 Land $29,140 Building $208,860 | |
| 2021 | $238,000 Land $29,140 Building $208,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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