198 Main St, Berlin, PA 15530 Property Records

Somerset County property record for 198 Main St, Berlin, PA 15530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1900
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2021)
Tax Bill	$1,083 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S05-021-166-001`

Property Details

APN / Parcel Number

Primary APN	`S05-021-166-001`
Alternative APNs	`S05-021-166-01` `050011570`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Metal
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	83 ft deep x 60 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	050011570
Street Address	198 MAIN ST
City	BERLIN
State	PA
Zip	15530-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 10 BNG 0.137 A 2 STY FR DWG
Legal Subdivision	CHAMP LANDIS C LEVEL
Legal Lot Number	10
Jurisdiction	SOMERSET PA
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3021
Census Tract	21400

Owner

Source: Somerset County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	198 MAIN ST, BERLIN, PA 15530-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	20219246
Deed Book / Page	2920 / 111
Prior Transfer Date	Nov 6, 2013
Prior Transfer Doc	0000011737
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Oct 29, 2021
Property Address	198 MAIN ST, BERLIN, PA 15530-1231
Document Number	2920/111
Book / Page	2920 / 111
Instrument Date	Oct 29, 2021
Instrument	2021009246
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 MAIN ST, 198, BERLIN, PA 15530-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	198 MAIN ST, BERLIN, PA 15530-1231

Mortgage

Document Number	002920/116
Date	Oct 29, 2021
Book Page	2920/116
Instrument	2021009247

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	198 MAIN ST, BERLIN, PA 15530-1231
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 MAIN ST, BERLIN, PA 15530-1231

Mortgage

Document Number	2864/116
Date	Feb 8, 2021
Book Page	2864/116
Instrument	2021000960

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BERLIN, PA 15530

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	198 MAIN ST, BERLIN, PA 15530-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2761/0576
Date	Jul 25, 2019
Book Page	2761/0576
Instrument	2019004973

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union
Address	CUMBERLAND, MD 21501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2034

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Berlin Borough
County	Somerset County
Unified School District	Berlin Brothersvalley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,083.00 (+8.95%) Homeowner's exemption	$21,110 (-)
2024	$994.00 (+7.46%)	$21,110 (-)
2023	$925.00	$21,110
1998			$42,200 Land $9,310 Building $32,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN BORO MUNI AUTH serves 2,468 people · EPA ID PA4560029
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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