190 Main St, Berlin, PA 15530 Property Records

Somerset County property record for 190 Main St, Berlin, PA 15530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,644 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Jun 2018)
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S05-021-164-001`

Property Details

APN / Parcel Number

Primary APN	`S05-021-164-001`
Alternative APNs	`S05-021-164-01` `050012000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	050012000
Street Address	190 MAIN ST
City	BERLIN
State	PA
Zip	15530-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 11 BNG 0.19 A 2 STY VINYL DWG GAR
Legal Lot Number	11
Jurisdiction	SOMERSET PA
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3021
Census Tract	21400

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 MAIN ST, BERLIN, PA 15530-1231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO
Feb 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Jun 5, 2018	Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20184048
Deed Book / Page	2697 / 444
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	190 MAIN ST, BERLIN, PA 15530-1231
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAIN ST, BERLIN, PA 15530-1231

Mortgage

Document Number	2890/664
Date	Jun 15, 2021
Book Page	2890/664
Instrument	2021004835

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BERLIN, PA 15530

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	190 MAIN ST, BERLIN, PA 15530-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2621/0333
Date	Feb 6, 2017
Book Page	2621/0333
Instrument	2017000967

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BERLIN, PA 15530

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jun 5, 2018
Property Address	190 MAIN ST, BERLIN, PA 15530-1231
Document Number	2697/0444
Book / Page	2697 / 0444
Map Reference	MB1423 PG237
Instrument Date	Jun 1, 2018
Instrument	2018004048
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	STC SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,903.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 MAIN ST, BERLIN, PA 15530-1231

Mortgage

Document Number	2018004049
Date	Jun 5, 2018
Instrument	2018004049

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Berlin Borough
County	Somerset County
Unified School District	Berlin Brothersvalley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (+8.96%) Homeowner's exemption	$23,940 (-)
2024	$1,127.00 (+7.33%)	$23,940 (-)
2023	$1,050.00	$23,940
1998			$47,870 Land $10,750 Building $37,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN BORO MUNI AUTH serves 2,468 people · EPA ID PA4560029
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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