Bergen County and Oradell Borough property record for 198 John St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,516 sqft · built 2009 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,265,000 (Sep 2025) |
| Tax Bill | $20,937 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00209-0000-00001-02 |
| Primary APN | 44-00209-0000-00001-02 |
|---|---|
| Alternative APN |
|
| Building Area | 2,516 sqft Living Area |
|---|
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 198 JOHN ST |
|---|---|
| City | ORADELL |
| State | NJ |
| Zip | 07649-2560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75 X 100 |
| Legal Block | 209 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40002 |
198 John St is owned and occupied by two individuals who bought it in September 2025.
Source: Bergen County and Oradell Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 16, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on File |
| Deed Sale | Sep 29, 2025 · Amount on File |
| Prior Sale | Oct 8, 2009 · Amount on File |
| Deed Document Number | 202566746 |
| Deed Book / Page | 5610 / 1743 |
| Prior Transfer Date | Sep 14, 2023 |
| Prior Transfer Doc | 0051051098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 29, 2025 |
| Property Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
| Document Number | 0056101743 |
| Book / Page | 5610 / 1743 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025066746 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,431.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21765 NORTH BEAVER CREEK DRIVE, VERNON HILLS, IL 60061 |
| Name | Verified Name |
|---|---|
| Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
| Document Number | 2025066747 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025066747 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2023 |
| Property Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
| Document Number | 0051051098 |
| Book / Page | 5105 / 1098 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023067948 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 198 JOHN ST, ORADELL, NJ 07649-2560 |
The 2025 property tax bill for 198 John St was $20,937, up 3.1% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $950,600 (+4.2%) Land $412,500 Building $538,100 | $950,600 (+4.2%) Land $412,500 Building $538,100 | |
| 2025 | $20,937.00 (+3.05%) | $912,300 (+22.23%) Land $390,000 Building $522,300 | $912,300 (+22.23%) Land $390,000 Building $522,300 |
| 2024 | $20,317.00 (+2.51%) | $746,400 (+0.47%) Land $277,400 Building $469,000 | $746,400 (+0.47%) Land $277,400 Building $469,000 |
| 2023 | $19,820.00 (+3.86%) | $742,900 (+4.09%) Land $276,300 Building $466,600 | $742,900 (+4.09%) Land $276,300 Building $466,600 |
| 2022 | $19,084.00 (+6.08%) | $713,700 Land $266,300 Building $447,400 | $713,700 Land $266,300 Building $447,400 |
| 2021 | $17,990.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 John St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 John St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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