Bergen County and Oradell Borough property record for 195 John St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 2,953 sqft · built 1938 |
| Lot Size | 0.359 acres (15,625 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $780,000 (Aug 2018) |
| Tax Bill | $23,398 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00203-0000-00014 |
| Primary APN | 44-00203-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,953 sqft Living Area |
| 1st Floor Area | 2,953 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 15,625 sqft (0.359 acres) |
| Lot Dimensions | 125 ft deep x 125 ft wide |
| Account Number | 129600 |
|---|---|
| Street Address | 195 JOHN ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 125X125 |
| Legal Subdivision | NEW MILFORD HEIGHTS LAND IMPRO |
| Legal Block | 203 |
| Legal Lot Number | 14 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 195 JOHN ST, ORADELL, NJ 07649-2508 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 29, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 24, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage GUARANTEED RATE |
| Nov 2, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Jun 12, 2008 |
| Deed Document Number | 201818-061328 |
| Deed Book / Page | 3037 / 1369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 JOHN ST, ORADELL, NJ 07649-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0027070613 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 02707/0613 |
| Instrument | 17-064558 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 JOHN ST, ORADELL, NJ 07649-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037531459 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 3753/1459 |
| Instrument | 20-099741 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 24, 2018 |
| Property Address | 195 JOHN ST, ORADELL, NJ 07649-2508 |
| Document Number | 0030371369 |
| Book / Page | 003037 / 001369 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 61328 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 195 JOHN ST ORADELL NJ 076492508, ORADELL, NJ 07649-2508 |
| Document Number | 30371374 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 003037/001374 |
| Instrument | 61328 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 195 JOHN ST, ORADELL, NJ 07649-2508 |
| Document Number | 0027990984 |
| Book / Page | 002799 / 000984 |
| Instrument Date | Nov 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 195 JOHN ST ORADELL NJ 076492508, ORADELL, NJ 07649-2508 |
| Document Number | 0027990984 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 002799/000984 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,400 (+4.31%) Land $436,400 Building $627,000 | $1,063,400 (+4.31%) Land $436,400 Building $627,000 | |
| 2025 | $23,398.00 (+2.56%) | $1,019,500 (+22.2%) Land $410,900 Building $608,600 | $1,019,500 (+22.2%) Land $410,900 Building $608,600 |
| 2024 | $22,815.00 (+7.11%) | ||
| 2023 | $834,300 Land $296,400 Building $537,900 | $834,300 Land $296,400 Building $537,900 | |
| 2022 | $21,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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