198 H St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 198 H St, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,273 sqft · built 1935
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Aug 2025)
Tax Bill	$5,464 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`064-127-001`

Property Details

APN / Parcel Number

Primary APN	`064-127-001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
1st Floor Area	1,273 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Wood
Lot Area	4,000 sqft (0.092 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	198 H ST
City	CAYUCOS
State	CA
Zip	93430-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO RK VW 3 BL 6 LTS 1 & 2
Legal Subdivision	MORRO ROCK VIEW 03
Legal Block	6
Legal Lot Number	1,2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1009
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	198 H ST, CAYUCOS, CA 93430-1163
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2025 · Amount on Record
Deed Sale	Aug 27, 2025 · Amount on Record
Prior Sale	Oct 28, 2011 · Amount on Record
Deed Document Number	202525200
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000070964
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2026
Property Address	198 H ST, CAYUCOS, CA 93430-1163
Document Number	0000011905
Instrument Date	Apr 15, 2026
Instrument	202611905
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	198 H ST, CAYUCOS, CA 93430-1163

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 11, 2020
Property Address	198 H ST, CAYUCOS, CA 93430-1163
Document Number	0000041930
Instrument Date	Aug 10, 2020
Instrument	41930
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 FAIRVIEW AVE MORRO BAY CA 934422803, MORRO BAY, CA 93442-2803

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$900,000 (+74.7%) Land $600,000 Building $300,000
2025	$5,464.00 (+0.83%)	$515,174 (+4.04%) Land $408,493 Building $106,681
2024	$5,419.00 (+1.14%)
2023	$5,358.00 (+1.73%)	$495,172 Land $392,632 Building $102,540
2022	$5,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people · EPA ID CA4010015
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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