184 H St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 184 H St, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 2003
Lot Size0.046 acres (2,000 sqft)
OwnerCompany Name on Record
Tax Bill$5,863 (2025)
Flood ZoneZone X (minimal risk)
APN064-127-024

Property Details

APN / Parcel Number

Primary APN064-127-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,687 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address184 H ST
CityCAYUCOS
StateCA
Zip93430-1163
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO RK VW 3 BL 6 LT 6
Legal SubdivisionMORRO ROCK VIEW 03
Legal Block6
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1009
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10288 N BOYD AVE, FRESNO, CA 93730-4511
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 6, 2016
Transfer Doc0000056408
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$564,882 (+2%) Land $278,472 Building $286,410
2025$5,863.00 (+1.97%)$553,807 (+4.04%) Land $273,012 Building $280,795
2023$5,750.00 (+1.73%)$532,304 Land $262,411 Building $269,893
2022$5,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies33 units insured
incl. 12 condo units
Nearby Flood Claims7 (1998–2023)
Claims Outside the SFHA6 of 7
Most Recent ClaimOct 2023
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO ROCK MUTUAL WATER CO
private · serves 2,181 people · EPA ID CA4010015
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on H St

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