198 Gilbert Ave, Winsted, CT 06098 Property Records

Winchester Town property record for 198 Gilbert Ave, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,664 sqft · built 1929
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Aug 2022)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
APN	`WINC M:108 B:027 L:009G`

Property Details

APN / Parcel Number

Primary APN	`WINC M:108 B:027 L:009G`
Alternative APNs	`WSTR M:108 B:027 L:009G` `1262`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1262
Street Address	198 GILBERT AVE
City	WINSTED
State	CT
Zip	06098-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	27
Legal Lot Number	9G
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2021
Census Tract	320102

Owner

198 Gilbert Ave is owned and occupied by an individual who bought it in August 2022.

Source: Winchester Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	198 GILBERT AVE, WINSTED, CT 06098-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Jan 11, 2016 · Amount on File
Deed Document Number	20222291
Deed Book / Page	472 / 327
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Aug 31, 2022
Property Address	198 GILBERT AVE, WINSTED, CT 06098-1318
Document Number	000472-327
Book / Page	472 / 327
Instrument Date	Aug 29, 2022
Instrument	20220-00002291
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1334780014
Date	Aug 31, 2022
Instrument	1334780014

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 198 Gilbert Ave was $4,958.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,958.00	$169,960 Land $33,460 Building $136,500	$118,972 Land $23,422 Building $95,550
2024	$4,958.00 (+10.55%)
2023	$4,485.00 (+9.79%)	$169,960 (+39.54%) Land $33,460 Building $136,500
2022	$4,085.00	$121,800 Land $24,430 Building $97,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 198 Gilbert Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 198 Gilbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20