175 Gilbert Ave, Winsted, CT 06098 Property Records

Winchester Town property record for 175 Gilbert Ave, Winsted, CT 06098

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,015 sqft · built 1928
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Sep 2014)
Tax Bill	$4,065 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
APN	`WINC M:108 B:023 L:014A`

Property Details

APN / Parcel Number

Primary APN	`WINC M:108 B:023 L:014A`
Alternative APNs	`WSTR M:108 B:023 L:014A` `4613`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	700 sqft
Attic	Attic
Attic Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4613
Street Address	175 GILBERT AVE
City	WINSTED
State	CT
Zip	06098-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	GASLIGHT
Legal Block	23
Legal Lot Number	14A
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2014
Census Tract	320102

Owner

175 Gilbert Ave is owned and occupied by an individual who bought it in September 2014.

Source: Winchester Town records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	175 GILBERT AVE, WINSTED, CT 06098-1317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Prior Sale	Oct 29, 2013 · Amount on File
Deed Document Number	201457046
Deed Book / Page	420 / 96
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CT
Recording Date	Jul 8, 2026
Property Address	175 GILBERT AVE, WINSTED, CT 06098-1317
Document Number	0000001487
Book / Page	498 / 350
Instrument Date	May 21, 2026
Instrument	20261487
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 GILBERT AVE, WINSTED, CT 06098-1317

Mortgage

Document Number	0000001487,
Date	Jul 8, 2026
Book Page	498/350
Instrument	20261487

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	217 Months
Due	Aug 1, 2044

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 175 Gilbert Ave was $4,065.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,065.00	$139,370 Land $29,680 Building $109,690	$97,559 Land $20,776 Building $76,783
2024	$4,065.00 (+10.52%)
2023	$3,678.00 (+23.84%)	$139,370 (+57.39%) Land $29,680 Building $109,690
2022	$2,970.00	$88,550 Land $21,490 Building $67,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 175 Gilbert Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Gilbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20