St. Johns County property record for 198 Concave Ln, Saint Augustine, FL 32095 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,053 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2021) |
| Tax Bill | $7,943.00 (2025) |
| Primary APN | 023721-2470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,053 sqft Living Area |
| Gross Area | 2,498 sqft Gross Area |
| 1st Floor | 1,132 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 445 sqft Garage |
| Porch Area | 184 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 198 CONCAVE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 89/53-88 BEACON LAKE PHASE 1 LOT 247 OR5345/1451 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 247 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023721-2470
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 05, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOME LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on Record |
| Deed Sale | Aug 17, 2021 · Amount on Record |
| Prior Sale | Dec 05, 2018 · Amount on Record |
| Deed Doc Number | 202190950 |
| Deed Book / Page | 5345 / 1451 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 198 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 125 SPRING PARK AVE, PONTE VEDRA, FL 32081-8319 |
| Document Number | 0050860944 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 5086/944 |
| Instrument | 2020097600 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 17, 2021 |
| Property Address | 198 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0053451451 |
| Book / Page | 5345 / 1451 |
| Map Reference | MB 89 PG 53-88 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021090950 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 SPRING PARK AVE, 125, PONTE VEDRA BEACH, FL 32081-8319 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 11534 PETERSHAM FALLS LN, JACKSONVILLE, FL 32258-2514 |
| Investor | Possibly a Property Investor |
| Document Number | 53451453 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 5345/1453 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 05, 2018 |
| Property Address | 198 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0046491920 |
| Book / Page | 4649 / 1920 |
| Map Reference | MB89 PG53-88 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018086821 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 198 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 2018086822 |
|---|---|
| Date | Dec 05, 2018 |
| Instrument | 2018086822 |
| Name | JET HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,088 (+2.7%) | $425,578 (-2.59%) Land $120,000 Building $305,578 | |
| 2025 | $7,943.00 (+8.24%) Homeowner's exemption | $391,517 (+5.99%) | $436,909 (+7.36%) Land $120,000 Building $316,909 |
| 2024 | $7,338.00 (+3.13%) | ||
| 2023 | $7,115.00 (+3.12%) Homeowner's exemption | $369,401 (+3%) | $406,970 (+13.48%) Land $120,000 Building $286,970 |
| 2022 | $6,900.00 Homeowner's exemption | $358,642 | $358,642 Land $95,200 Building $263,442 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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