St. Johns County property record for 186 Concave Ln, Saint Augustine, FL 32095 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,863 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2026) |
| Tax Bill | $8,865.00 (2025) |
| Primary APN | 023721-2450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,863 sqft Living Area |
| Gross Area | 2,282 sqft Gross Area |
| 1st Floor | 1,863 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 419 sqft Garage |
| Porch Area | 287 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 186 CONCAVE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7461 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 89/53-88 BEACON LAKE PHASE 1 LOT 245 OR5785/688 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | BEACON LAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 245 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023721-2450
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Jun 30, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING |
| Jan 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Oct 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2026 · Amount on Record |
| Deed Sale | Jul 29, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Doc Number | 202664481 |
| Deed Book / Page | 6409 / 1473 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0000064481 |
| Book / Page | 6409 / 1473 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202664481 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0000064482, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 202664482 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0057850688 |
| Book / Page | 5785 / 688 |
| Map Reference | MB 89 PG 53-88 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 2023051244 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 236 CHARLIE WAY, SAINT AUGUSTINE, FL 32095-7546 |
| Name | Verified Name |
|---|---|
| Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0005785690 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 5785/690 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | SHEFFIELD & BOATRIGHT TITLE |
| Name | Verified Name |
|---|---|
| Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0051430920 |
|---|---|
| Date | Jan 05, 2021 |
| Book Page | 5143/920 |
| Instrument | 2021001150 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 0046340723 |
| Book / Page | 4634 / 0723 |
| Map Reference | MB89 PG53-88 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018078681 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY # HWY1ST, 14701, JACKSONVILLE, FL 32256-3743 |
| Name | Verified Name |
|---|---|
| Address | 186 CONCAVE LN, SAINT AUGUSTINE, FL 32095-7461 |
| Document Number | 2018078682 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2018078682 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,654 (-5.6%) Land $120,000 Building $277,654 | $397,654 (-5.6%) Land $120,000 Building $277,654 | |
| 2025 | $8,865.00 (+6.81%) | $421,236 (+0.85%) | $421,236 (+0.85%) Land $120,000 Building $301,236 |
| 2024 | $8,300.00 (+44.6%) | $417,669 (+6%) | $417,669 (+6.45%) Land $120,000 Building $297,669 |
| 2023 | $5,740.00 (+3.35%) Homeowner's exemption | $261,041 (+3%) | $392,357 (+13.65%) Land $120,000 Building $272,357 |
| 2022 | $5,554.00 Homeowner's exemption | $253,438 | $345,227 Land $95,200 Building $250,027 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 901 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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