Ballard County property record for 198 Circle Dr, Barlow, KY 42024
| Property Type | Single Family Home |
|---|---|
| Details | 2,072 sqft · built 1976 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $464 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-38A-12 |
| Primary APN | 22-38A-12 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,072 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Basement |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 198 CIRCLE DR |
|---|---|
| City | BARLOW |
| State | KY |
| Zip | 42024-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 & 13 |
| Legal Lot Number | 12-13 |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | BARLOW |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 950200 |
198 Circle Dr is owned and occupied by an individual.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 358, BARLOW, KY 42024-0358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001222975 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 198 CIRCLE DR, BARLOW, KY 42024-9610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0000091458 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 091/458 |
| Name | FIRST COMMUNITY BANK OF THE HEARTLAND IN |
|---|---|
| Type | Bank |
| Address | LA CENTER, KY 42056 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 198 Circle Dr was $464 with an additional exemption.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Barlow City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464.00 Additional exemption filed | $95,000 | $95,000 |
| 2023 | $501.00 Additional exemption filed | $95,000 | $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 198 Circle Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 198 Circle Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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