192 Circle Dr, Barlow, KY 42024 Property Records

Ballard County property record for 192 Circle Dr, Barlow, KY 42024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1993
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2026)
Tax Bill	$901 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-38A-16`

Property Details

APN / Parcel Number

Primary APN	`22-38A-16`
Alternative APN	`1612`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	900 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	192 CIRCLE DR
City	BARLOW
State	KY
Zip	42024-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGHLAND PARK
Jurisdiction	BALLARD KY
Township / Civil Division	BARLOW
Census Block Group	1
Census Block	1073
Census Tract	950200

Owner

Source: Ballard County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 CIRCLE DR, BARLOW, KY 42024-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2011	Deed of Trust, Mortgage CITIZENS DEPOSIT BANK
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Book / Page	144 / 35
Record Updated	Sep 20, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	192 CIRCLE DR, BARLOW, KY 42024-9610
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG052/195
Date	Apr 21, 2011
Book Page	MTG 052/195
Instrument	228475

Lender

Name	CITIZENS DEPOSIT BANK
Address	BARDWELL, KY 42023

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2021

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jun 4, 2026
Property Address	192 CIRCLE DR, BARLOW, KY 42024-9610
Document Number	0144000035
Book / Page	144 / 35
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16,665.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CIRCLE DR, BARLOW, KY 42024-9610

Mortgage

Document Number	0148000411,
Date	Jun 4, 2026
Book Page	148/411

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Barlow City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$901.00 (-1.64%)	$89,000 (-)	$89,000 (-)
2023	$916.00 Additional exemption filed	$89,000	$89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Circle Dr

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