198 6th St E, Unit 403, Saint Paul, MN 55101 Property Records

Ramsey County property record for 198 6th St E, Unit 403, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 818 sqft · built 1984
Lot Size	0.19 acres (828 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2021)
Tax Bill	$4,192 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-44-0298`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-44-0298`
Alternative APNs	`8339205` `381956`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	818 sqft Living Area
Gross Area	998 sqft
1st Floor Area	818 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	828 sqft (0.19 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	381956
Street Address	198 6TH ST E, 403
City	SAINT PAUL
State	MN
Zip	55101-2990
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO NO 274 ON THE PARK CONDO UNIT NO.403
Legal Range	22
Legal Township	29
Legal Section	31
Legal Subdivision	CONDO NO 274 ON THE PARK CONDO
Legal Lot Number	403
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	34203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

198 6th St E, Unit 403 is owned and occupied by an individual who bought it in May 2021.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	198 6TH ST E, 403, SAINT PAUL, MN 55101-2990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Apr 16, 2020	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Apr 16, 2020 · Amount on File
Deed Document Number	20212698589
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 4, 2021
Property Address	198 6TH ST E UNIT 403, 403, SAINT PAUL, MN 55101-2990
Document Number	0T02698589
Instrument Date	May 3, 2021
Instrument	T02698589
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 6TH STREET # 403, 403, SAINT PAUL, MO 65101

Mortgage

Document Number	0T02698590
Date	May 4, 2021
Instrument	T02698590

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 16, 2020
Property Address	198 6TH ST E UNIT 403, 403, SAINT PAUL, MN 55101-2990
Document Number	0002663589
Instrument Date	Mar 31, 2020
Instrument	2663589
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	TITLE ONE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 6TH ST E #403 ST PAUL MN 551012990, 403, ST PAUL, MN 55101-2990

Mortgage

Document Number	2663590
Date	Apr 16, 2020
Instrument	2663590

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 198 6th St E, Unit 403 was $4,192 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,700 Land $1,000 Building $260,700	$261,700 Land $1,000 Building $260,700
2025	$4,192.00
2023	$3,864.00 Homeowner's exemption	$258,600 Land $1,000 Building $257,600	$258,600 Land $1,000 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 6th St E, Unit 403 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 198 6th St E, Unit 403 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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