198 6th St E, Unit 401, Saint Paul, MN 55101 Property Records

Ramsey County property record for 198 6th St E, Unit 401, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,025 sqft · built 1984
Lot Size	0.023 acres (1,002 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2005)
Tax Bill	$3,944 (2023)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-29-22-44-0296`

Property Details

APN / Parcel Number

Primary APN	`31-29-22-44-0296`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,002 sqft (0.023 acres)
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	198 6TH ST E UNIT 401, 401
City	SAINT PAUL
State	MN
Zip	55101-2990
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P
Legal Description	CONDO NO 274 ON THE PARK CONDO UNIT NO.401
Legal Range	22
Legal Township	29
Legal Section	31
Legal Quarter	4
Quarter-Quarter Section	4
Legal Subdivision	CONDO NO 274 ON THE PARK CONDO
Legal Lot Number	401
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	34203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

198 6th St E, Unit 401 is owned and occupied by an individual who bought it in January 2005.

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	198 6TH ST E, SAINT PAUL, MN 55101-1948
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2005 · Amount on File
Deed Sale	Jan 11, 2005 · Amount on File
Deed Document Number	244122
Prior Transfer Date	Jun 23, 1997
Prior Transfer Doc	244122
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	198 6TH ST E UNIT 401, 401, SAINT PAUL, MN 55101-2990
Document Number	0002657259
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 6TH ST E #401 ST PAUL MN 551012990, 401, ST PAUL, MN 55101-2990

Mortgage

Document Number	0002657259
Date	Jan 15, 2020
Instrument	2657259

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	198 6TH ST E UNIT 401, 401, SAINT PAUL, MN 55101-2990
Document Number	0002593810
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 6TH ST E #401 ST PAUL MN 551012990, 401, ST PAUL, MN 55101-2990

Mortgage

Document Number	0002593810
Date	Aug 8, 2017
Instrument	2593810

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 7, 2037

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	198 6TH ST E UNIT 401, 401, SAINT PAUL, MN 55101-2990
Document Number	0002595057
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 6TH # ST PAUL MN 55101, ST PAUL, MN 55101

Mortgage

Document Number	0002595057
Date	Aug 23, 2017
Instrument	2595057

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,944.00 Homeowner's exemption	$263,500 Land $1,000 Building $262,500	$263,500 Land $1,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 198 6th St E, Unit 401 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 198 6th St E, Unit 401 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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