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19797 Ruby Ct, Goshen, IN 46528 Property Records

Elkhart County property record for 19797 Ruby Ct, Goshen, IN 46528 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,556 sqft Living Area
Lot Size20,822 sqft (0.478 acres)
OccupancyOwner Occupied
Last Sale$192,900 (2014)
Tax Bill$2,969.00 (2024)

Owner

Source: Elkhart County records · APN 20-07-16-151-010.000-019

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address19797 RUBY CT, GOSHEN, IN 46528-6270
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2023Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Oct 14, 2020Quit Claim Deed, Transfer
MTC
Aug 12, 2019Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2014 · Amount on Record
Deed SaleMar 26, 2014 · Amount on Record
Prior SaleJan 26, 2006
Deed Doc Number20145144
Last Transfer DateOct 13, 2020
Transfer Doc0000023984
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address19797 RUBY CT, GOSHEN, IN 46528-6270
Transaction TypeMortgage
Record UpdatedJun 29, 2023
Title CompanyNOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address19797 RUBY CT, GOSHEN, IN 46528-6270

Mortgage

Document Number0000009274
DateJun 13, 2023
Instrument2023-09274
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term869 Months
DueNov 14, 2095
Interest
Rate TypeAdjustable Rate
Rate7.13%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2023
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate12.1%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionELKHART IN
Recording DateOct 14, 2020
Property Address19797 RUBY CT, GOSHEN, IN 46528-6270
Document Number0000023984
Instrument DateOct 13, 2020
Instrument23984
Transaction TypeTransfer
Record UpdatedOct 26, 2020
Title CompanyMTC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address19797 RUBY CT GOSHEN IN 465286270, GOSHEN, IN 46528-6270

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address19797 RUBY CT, GOSHEN, IN 46528-6270
Document Number0000016739
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address19797 RUBY CT GOSHEN IN 465286270, GOSHEN, IN 46528-6270

Mortgage

Document Number0000016739
DateAug 16, 2019
Instrument16739
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 15, 2049

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionJefferson Township
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$327,700 (+2.47%) Land $37,400 Building $290,300$327,700 (+2.47%) Land $37,400 Building $290,300
2024$2,969.00 (+15.12%)$319,800 (+8.22%) Land $37,400 Building $282,400$319,800 (+8.22%) Land $37,400 Building $282,400
2023$295,500 (+8.4%) Land $37,400 Building $258,100$295,500 (+8.4%) Land $37,400 Building $258,100
2022$2,579.00$272,600 Land $37,400 Building $235,200$272,600 Land $37,400 Building $235,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 73% of Indiana
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-07-16-151-010.000-019
Alternative APN
  • 0716151010019

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,556 sqft Living Area
Gross Area3,876 sqft Gross Area
1st Floor1,556 sqft 1st Floor
Basement Area1,556 sqft Basement
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,822 sqft (0.478 acres)
Depth X Width175 ft x 119 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area764 sqft Garage
Shed1 Shed
Shed Area320 sqft Shed
Patio Area144 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address19797 RUBY CT
CityGOSHEN
StateIN
Zip46528-6270
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD CHASE SEC 2 LOT 68
Legal SubdivisionEMERALD CHASE
Legal Block151
Legal Lot Number68
JurisdictionELKHART IN
Minor Civil DivisionJEFFERSON
Census Blockgroup2
Census Block2032
Census Tract601

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