1. Home
  2. Indiana
  3. Elkhart County
  4. Goshen
  5. Ruby Ct

19786 Ruby Ct, Goshen, IN 46528 Property Records

Elkhart County property record for 19786 Ruby Ct, Goshen, IN 46528 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2008
Square Footage1,753 sqft Living Area
Lot Size21,606 sqft (0.496 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2021)
Tax Bill$3,743.00 (2024)

Owner

Source: Elkhart County records · APN 20-07-16-151-008.000-019

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address19786 RUBY CT, GOSHEN, IN 46528-6270
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Line of Credit
LAKE CITY BANK
Dec 22, 2021Deed, Transfer · Conventional Mortgage
LAKE CITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleJul 23, 2012
Deed Doc Number0000004604
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address19786 RUBY CT, GOSHEN, IN 46528-6270
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19786 RUBY CT, GOSHEN, IN 46528-6270

Mortgage

Document Number0000003296
DateFeb 14, 2022
Instrument2022-03296
Lender
NameLAKE CITY BANK
TypeBank
AddressWARSAW, IN 46581
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 08, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionELKHART IN
Recording DateDec 22, 2021
Property Address19786 RUBY CT, GOSHEN, IN 46528-6270
Document Number0000004604
Map ReferenceMB 29 PG 89
Instrument DateDec 17, 2021
Instrument2021-34604
Transaction TypeTransfer
Record UpdatedFeb 07, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19786 RUBY CT, GOSHEN, IN 46528-6270

Mortgage

Document Number0000004605
DateDec 22, 2021
Instrument2021-34605
Lender
NameLAKE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionJefferson Township
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$405,200 (+3.63%) Land $38,000 Building $367,200$405,200 (+3.63%) Land $38,000 Building $367,200
2024$3,743.00 (-21.07%)$391,000 (+8.46%) Land $38,000 Building $353,000$391,000 (+8.46%) Land $38,000 Building $353,000
2023$360,500 (+8.78%) Land $38,000 Building $322,500$360,500 (+8.78%) Land $38,000 Building $322,500
2022$4,742.00$331,400 Land $38,000 Building $293,400$331,400 Land $38,000 Building $293,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 73% of Indiana
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN20-07-16-151-008.000-019
Alternative APN
  • 0716151008019

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Building Area1,753 sqft Living Area
Basement Area1,753 sqft Basement
Finished Basement1,315 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area21,606 sqft (0.496 acres)
Depth X Width180 ft x 120 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area724 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number0716151008019
Old Parcel Number0716151008019
Street Address19786 RUBY CT
CityGOSHEN
StateIN
Zip46528-6270
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD CHASE SEC 2 LOT 70
Legal SubdivisionEMERALD CHASE
Legal Block151
Legal Lot Number70
JurisdictionELKHART IN
Minor Civil DivisionJEFFERSON
Census Blockgroup2
Census Block2032
Census Tract601

Nearby Properties on Ruby Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures