1979 Monique St, Tracy, CA 95304 Property Records

San Joaquin County property record for 1979 Monique St, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,575 sqft · built 2004
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Last Sale$360,000 (May 2008)
Tax Bill$7,442 (2026)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN252-370-500-000

Property Details

APN / Parcel Number

Primary APN252-370-500-000
Alternative APN
  • 252-370-50

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,575 sqft Living Area
1st Floor Area2,575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,500 sqft (0.149 acres)
Garage Area644 sqft
Parking Spaces3 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number252-370-50
Street Address1979 MONIQUE ST
CityTRACY
StateCA
Zip95304-5931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 384
Legal SubdivisionELISSAGARAY RANCH
Legal Block2
Legal Lot Number384
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2036
Census Tract5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1979 MONIQUE ST, TRACY, CA 95304-5931
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 8, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2008 · Amount on Record
Deed SaleMay 1, 2008 · Amount on Record
Prior SaleMar 10, 2008 · Amount on Record
Deed Document Number200869954
Prior Transfer DateFeb 29, 2008
Prior Transfer Doc0000037971
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1979 MONIQUE ST, TRACY, CA 95304-5931
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1979 MONIQUE ST, TRACY, CA 95304-5931

Mortgage

Document Number0000097915
DateJun 8, 2021
Instrument2021-097915
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1979 MONIQUE ST, TRACY, CA 95304-5931
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATL TTL STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054259
DateMay 7, 2020
Instrument2020-054259
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1979 MONIQUE ST, TRACY, CA 95304-5931
Document Number0000111231
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1979 MONIQUE ST TRACY CA 953045931, TRACY, CA 95304-5931

Mortgage

Document Number0000111231
DateOct 5, 2018
Instrument111231
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 4, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,442.00 (+0.22%)
2025$7,426.00 (-2.19%) Homeowner's exemption$500,599 (+4.04%) Land $140,537 Building $360,062
2023$7,592.00 (+1.95%) Homeowner's exemption$481,162 Land $135,081 Building $346,081$762,300
2022$7,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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