1959 Monique St, Tracy, CA 95304 Property Records

San Joaquin County property record for 1959 Monique St, Tracy, CA 95304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,928 sqft · built 2004
Lot Size0.164 acres (7,150 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Jul 2009)
Tax Bill$6,741 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Jun 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN252-400-010-000

Property Details

APN / Parcel Number

Primary APN252-400-010-000
Alternative APN
  • 252-400-01

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,928 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,150 sqft (0.164 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number252-400-01
Street Address1959 MONIQUE ST
CityTRACY
StateCA
Zip95304-5931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description04-FM PT OF 252-060-31 PER ELISSAGARAY RANCH NO 12
Legal SubdivisionELISSAGARAY RANCH
Legal Block2
Legal Lot Number385
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2036
Census Tract5214

Owner

1959 Monique St is owned and occupied by two individuals who acquired it in March 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1959 MONIQUE ST, TRACY, CA 95304-5931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
SYNERGY ONE LENDING
Apr 1, 2020Quit Claim Deed, Transfer
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2009 · Amount on File
Deed SaleJul 2, 2009 · Amount on File
Prior SaleFeb 23, 2005 · Amount on File
Deed Document Number200998722
Last Transfer DateMar 26, 2020
Transfer Doc0000040291
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1959 MONIQUE ST, TRACY, CA 95304-5931
Transaction TypeMortgage
Record UpdatedJan 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1959 MONIQUE ST, TRACY, CA 95304-5931

Mortgage

Document Number0000109061
DateDec 28, 2023
Instrument2023-109061
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueDec 26, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1959 MONIQUE ST, TRACY, CA 95304-5931
Transaction TypeMortgage
Record UpdatedJul 10, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1959 MONIQUE ST, TRACY, CA 95304-5931

Mortgage

Document Number0000049936
DateJun 26, 2023
Instrument2023-049936
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 1, 2020
Property Address1959 MONIQUE ST, TRACY, CA 95304-5931
Document Number0000040291
Instrument DateMar 26, 2020
Instrument40291
Transaction TypeTransfer
Record UpdatedApr 30, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1959 MONIQUE ST TRACY CA 953045931, TRACY, CA 95304-5931

Mortgage

Document Number40292
DateApr 1, 2020
Instrument40292
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount on Record
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1959 Monique St was $6,741 with a homeowner's exemption, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,741.00 (+0.25%)
2025$6,724.00 Homeowner's exemption$438,858 Land $109,713 Building $329,145
2023$6,956.00 (+1.93%) Homeowner's exemption$421,818 Land $105,453 Building $316,365$850,230
2022$6,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1959 Monique St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1959 Monique St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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