1979 Bayside Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 1979 Bayside Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,781 sqft · built 1991
Owner	Individual Name on Record
Last Sale	$335,000 (Aug 2019)
Tax Bill	$3,273 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1209K-01-026.002`

Property Details

APN / Parcel Number

Primary APN	`1209K-01-026.002`
Alternative APN	`005460`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,781 sqft Adjusted Area
1st Floor Area	1,860 sqft
2nd Floor Area	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Pool Area	780 sqft
Deck Area	420 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005460
Street Address	1979 BAYSIDE DR
City	BILOXI
State	MS
Zip	39532-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 215 & E 20 FT OF LOT 216 NORTH HAVEN SUBD SEC 23-7-10
Legal Range	10
Legal Township	07
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD
Legal Lot Number	215-216
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	3309

Owner

Source: Harrison County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Aug 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Jul 22, 2014
Deed Document Number	2019-0002334-D-J2
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192441TJ2
Date	Aug 15, 2019
Instrument	2019-2441-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20200004541TJ2
Date	Dec 14, 2020
Instrument	2020-0004541-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000682TJ2
Date	Jan 25, 2022
Instrument	2022-0000682-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 13, 2032

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220005879TJ2
Date	Jul 27, 2022
Instrument	2022-0005879-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2032

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 15, 2019
Property Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344
Document Number	20192334DJ2
Map Reference	PB 7 PG 5
Instrument Date	Aug 6, 2019
Instrument	2019-2334-D-J2
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5052 APEX MINE RD, LAS CRUCES, NM 88011-9334

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1979 BAYSIDE DR, BILOXI, MS 39532-4344

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,273.00 (+1.52%) Homeowner's exemption Disabled Person's exemption	$31,968 (+9.73%)	$319,676 (+9.73%) Land $80,500 Building $239,176
2024	$3,224.00 (+11.29%)
2023	$2,897.00 Homeowner's exemption Disabled Person's exemption	$29,133	$291,334 Land $80,500 Building $210,834
2022	$2,897.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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