1975 Bayside Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 1975 Bayside Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,470 sqft · built 1985
Owner	Individual Name on Record
Tax Bill	$685 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`1209K-01-026.003`

Property Details

APN / Parcel Number

Primary APN	`1209K-01-026.003`
Alternative APN	`005459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,470 sqft Adjusted Area
1st Floor Area	1,364 sqft
2nd Floor Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Plywood
Roof Type	Gable
Roof Material	Composition Shingle
Deck Area	364 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005459
Street Address	1975 BAYSIDE DR
City	BILOXI
State	MS
Zip	39532-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 214 NORTH HAVEN SUBD
Legal Range	10
Legal Township	07
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD
Legal Lot Number	214
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	3309

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1975 BAYSIDE DR, BILOXI, MS 39532-4344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage GULF SOUTH MORTGAGE LLC
Jul 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025
Deed Sale	Jul 17, 2025
Prior Sale	Jul 22, 2019
Deed Document Number	2019-0002124-D-J2
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1975 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192102TJ2
Date	Jul 22, 2019
Instrument	2019-2102-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1975 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200003506TJ2
Date	Oct 1, 2020
Instrument	2020-0003506-T-J2

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1975 BAYSIDE DR, BILOXI, MS 39532-4344
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20192102TJ2
Date	Jul 22, 2019
Instrument	2019-2102-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 22, 2019
Property Address	1975 BAYSIDE DR, BILOXI, MS 39532-4344
Document Number	20192124DJ2
Instrument Date	Jul 18, 2019
Instrument	2019-2124-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8424 WEST ST, 8424, OCEAN SPRINGS, MS 39565-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 NAYSIDE DR, BILOXI, MS 39532

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (+1.03%) Homeowner's exemption	$14,255 (+1.21%)	$142,553 (+1.22%) Land $34,500 Building $108,053
2024	$678.00 (-56.14%)
2023	$1,546.00 (+130.06%) Homeowner's exemption	$14,084	$140,836 Land $34,500 Building $106,336
2022	$672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

Nearby Properties on Bayside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures