Kootenai County property record for 19784 N Fantasy Loop, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,728 sqft · built 1986 |
| Lot Size | 4.9 acres (213,836 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0L4030010020 |
| Primary APN | 0L4030010020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 213,836 sqft (4.9 acres) |
| Garage Type | Detached |
| Garage Area | 206 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
|---|---|
| Shed Area | 56 sqft |
| Stable | 408 sqft |
| Pole Barn | 864 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 340971 |
|---|---|
| Street Address | 19784 N FANTASY LOOP |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-7270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FANTASY ACRES, LT 2 BLOCK 1 2252N04W |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 201 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19784 N FANTASY LOOP, RATHDRUM, ID 83858-7270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2007 |
| Deed Sale | Mar 8, 2007 |
| Prior Sale | Mar 8, 2007 |
| Deed Document Number | 2087053000 |
| Last Transfer Date | Dec 30, 2015 |
| Transfer Doc | 2528412000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 19784 N FANTASY LOOP, RATHDRUM, ID 83858-7270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 2764188000 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2764188000 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 19784 N FANTASY LOOP, RATHDRUM, ID 83858-7270 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2743052000 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2743052000 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,231.00 (-12.45%) Homeowner's exemption | $491,566 (-6.54%) Land $272,176 Building $219,390 | $596,225 (-0.47%) Land $376,835 Building $219,390 |
| 2024 | $1,406.00 (+3.92%) | ||
| 2023 | $1,353.00 (-16.79%) Homeowner's exemption | $525,969 (+0.83%) Land $302,079 Building $223,890 | $599,042 (+1.41%) Land $375,152 Building $223,890 |
| 2022 | $1,626.00 Homeowner's exemption | $521,657 Land $297,767 Building $223,890 | $590,736 Land $366,846 Building $223,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 88% of Idaho |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Ziply Fiber Fixed Wireless | 10 / 1 |
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