19447 N Fantasy Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 19447 N Fantasy Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,738 sqft · built 1985
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$1,700 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52N04W222770`

Property Details

APN / Parcel Number

Primary APN	`52N04W222770`
Alternative APN	`110392`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	110392
Street Address	19447 N FANTASY LOOP
City	TWIN LAKES
State	ID
Zip	83858-7057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	SW-NE-NW 2252N04W
Legal Range	04W
Legal Township	52N
Legal Section	22
Legal Subdivision	SW-NE
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1013
Census Tract	201

Owner

19447 N Fantasy Loop is owned and occupied by an individual who acquired it in February 2024.

Source: Kootenai County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 13, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024
Deed Sale	Feb 13, 2024
Prior Sale	Nov 25, 2019 · Amount on File
Deed Document Number	20242960568
Prior Transfer Date	Nov 11, 2023
Prior Transfer Doc	0002960568
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19447 N FANTASY LOOP, TWIN LAKES, ID 83858-7057

Mortgage

Document Number	3028226000
Date	Dec 29, 2025
Instrument	3028226000

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Transaction Type	Mortgage
Record Updated	Feb 28, 2024
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8401 W, RATHDRUM, ID 83858

Mortgage

Document Number	2811902000
Date	Feb 12, 2021
Instrument	2811902000

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 13, 2024
Property Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Document Number	2960568000
Instrument Date	Nov 11, 2023
Instrument	2960568000
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 25, 2019
Property Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Document Number	2724730000
Instrument Date	Nov 19, 2019
Instrument	2724730000
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	NEXTITLE N IDAHO, NEXTITLE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19447 N FANTASY LOOP, RATHDRUM, ID 83858-7057
Investor	Possibly a Property Investor

Mortgage

Document Number	2724731000
Date	Nov 25, 2019
Instrument	2724731000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19447 N Fantasy Loop was $1,700 with a homeowner's exemption, up 129.1% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,700.00 (+129.11%) Homeowner's exemption	$735,982 Land $495,022 Building $240,960	$735,982 Land $495,022 Building $240,960
2024	$742.00 (-46.19%)
2023	$1,379.00 (-6.7%) Homeowner's exemption	$702,804 (+1.94%) Land $460,774 Building $242,030	$702,804 (+1.94%) Land $460,774 Building $242,030
2022	$1,478.00 Homeowner's exemption	$689,413 Land $447,383 Building $242,030	$689,413 Land $447,383 Building $242,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19447 N Fantasy Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19447 N Fantasy Loop is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Fantasy Loop

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