Hennepin County property record for 19780 Cottagewood Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,035 sqft · built 1925 |
| Lot Size | 1.26 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (Mar 2019) |
| Tax Bill | $17,968 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-117-23-43-0015 |
| Primary APN | 24-117-23-43-0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 3,612 sqft |
| 1st Floor Area | 2,035 sqft |
| Basement Area | 1,213 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft |
| Lot Dimensions | 625 ft deep x 30 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 1,118 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 780 sqft |
| Patio Area | 664 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 19780 COTTAGEWOOD RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 002 A DEEPHAVEN SHORE ACRES S381X625XL190X520 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 24 |
| Legal Quarter | 43 |
| Legal Subdivision | DEEPHAVEN SHORE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | DEEPHAVEN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 27400 |
19780 Cottagewood Rd is owned and occupied by an individual who acquired it in June 2021.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19780 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 21, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2019 · Amount on File |
| Deed Sale | Mar 21, 2019 · Amount on File |
| Prior Sale | Nov 21, 2007 · Amount on File |
| Deed Document Number | 201910644473 |
| Last Transfer Date | Jun 16, 2021 |
| Transfer Doc | 0010983310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 19780 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9318 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19780 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9318 |
| Document Number | 0A11422267 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | A11422267 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 23, 2021 |
| Property Address | 19780 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9318 |
| Document Number | 0A10983310 |
| Instrument Date | Jun 16, 2021 |
| Instrument | A10983310 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2836 43RD AVE S, MINNEAPOLIS, MN 55406-1821 |
| Document Number | 0A10983542 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | A10983542 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Mar 21, 2019 |
| Property Address | 19780 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9318 |
| Document Number | 0010644473 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 10644473 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2019 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,533.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19780 COTTAGEWOOD RD EXCELSIOR MN 553319318, EXCELSIOR, MN 55331-9318 |
| Document Number | 10644474 |
|---|---|
| Date | Mar 21, 2019 |
| Instrument | 10644474 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 20, 2049 |
The 2025 property tax bill for 19780 Cottagewood Rd was $17,968.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Deephaven City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,968.00 | $1,422,600 Land $721,900 Building $700,700 | $1,422,600 Land $721,900 Building $700,700 |
| 2023 | $11,653.00 Homeowner's exemption | ||
| 2022 | $1,007,000 Land $625,000 Building $382,000 | $1,007,000 Land $625,000 Building $382,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19780 Cottagewood Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19780 Cottagewood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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